Below are the complete branch details for Federal Bank, AMBUR branch, located in AMBUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002009. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002009 for Federal Bank – AMBUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – AMBUR is FDRL0002009. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002009 map to this branch in AMBUR, TAMIL NADU.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambur branch — IFSC FDRL0002009 — extends the bank's services to customers in and around Ambur, Tamil Nadu.
About this branch
The branch is located at DOOR NO.88/6 , GROUND FLOOR, BYE PASS ROAD, VELLORE DISTRICT,. It serves the Ambur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002009 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Ambur |
| IFSC Code | FDRL0002009 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.88/6 , GROUND FLOOR, BYE PASS ROAD, VELLORE DISTRICT, |
| City | Ambur |
| District | Vellore |
| State | Tamil Nadu |
| STD Code | 417 |
| Phone | 4247765 |
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMBUR of Federal Bank — its own 11-character IFSC. The code FDRL0002009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002009 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Ambur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0002009
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002009 across all three.
How to use IFSC FDRL0002009 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's AMBUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002009.
- Confirm the bank name auto-populates as Federal Bank and the branch as AMBUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AMBUR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's AMBUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002009 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – AMBUR, use IMPS. With IFSC FDRL0002009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002009 for Federal Bank – AMBUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002009 | Yes – FDRL0002009 | Yes – FDRL0002009 |
For most retail customers crediting the Ambur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002009
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – AMBUR is still mapped to IFSC FDRL0002009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002009 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ambur branch is mapped to IFSC FDRL0002009 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002009.
Banking services available
The Ambur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 417-4247765.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002009
Online banking and IFSC FDRL0002009
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the AMBUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ambur branch sits at DOOR NO.88/6 , GROUND FLOOR, BYE PASS ROAD, VELLORE DISTRICT,. If you are travelling from outside Ambur, search for the branch on a maps application using the bank name and locality, or call 417-4247765 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002009 and your account number.
Common mistakes to avoid when using IFSC FDRL0002009
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – AMBUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002009. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ambur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002009, however, work 24x7.
Verifying IFSC FDRL0002009 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002009 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 417-4247765.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankAmbur Branch
DOOR NO.88/6 , GROUND FLOOR, BYE PASS ROAD, VELLORE DISTRICT,
Ambur, Tamil Nadu
Phone: 417-4247765
IFSC: FDRL0002009
Frequently asked questions
What is the phone number of Federal Bank Ambur branch?
You can reach the branch at 417-4247765 during regular banking hours.
How do I add Federal Bank Ambur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002009, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Federal Bank Ambur branch?
The IFSC code of Federal Bank, Ambur branch is FDRL0002009. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Federal Bank Ambur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 417-4247765 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambur branch but serve different purposes.
Is IFSC FDRL0002009 valid for NEFT and RTGS?
Yes. IFSC FDRL0002009 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC FDRL0002009 the same for all accounts at Ambur branch?
Yes. The IFSC FDRL0002009 is shared by every account held at Federal Bank's Ambur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0002009 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Ambur reflect within 30 minutes.
Summary
The IFSC code FDRL0002009 belongs to Federal Bank's AMBUR branch, located at DOOR NO.88/6 , GROUND FLOOR, BYE PASS ROAD, VELLORE DISTRICT, in AMBUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
