Use this page as a one-stop reference for everything related to DCB Bank Limited's MUMBAI MAIN OFFICE branch in MUMBAI, MAHARASHTRA. The branch's IFSC code DCBL0000001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DCBL0000001 is the IFSC of DCB Bank Limited's MUMBAI MAIN OFFICE branch. The format is fixed: DCBL = bank code, 0 = reserved, 000001 = branch identifier.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai Main Office branch in Mumbai, Maharashtra is part of this network and uses the IFSC code DCBL0000001 for all electronic settlement.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Mumbai Main Office |
| IFSC Code | DCBL0000001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 154, S.V.PATEL ROAD, DONGRI(E),MUMBAI - 400009 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 67474176 |
About this branch
The branch is located at 154, S.V.PATEL ROAD, DONGRI(E),MUMBAI - 400009. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000001 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's MUMBAI MAIN OFFICE branch came to be assigned the code DCBL0000001.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000001, money simply cannot be routed to the MUMBAI MAIN OFFICE branch electronically.
Products and account variants supported
Every account opened at the Mumbai Main Office branch is mapped to IFSC DCBL0000001 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000001.
Products and services
Customers walking into the Mumbai Main Office branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000001
How to transfer money using IFSC DCBL0000001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000001 across all three.
NEFT to DCB Bank Limited, MUMBAI MAIN OFFICE using IFSC DCBL0000001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000001, and confirm that the system picks up DCB Bank Limited – MUMBAI MAIN OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000001
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – MUMBAI MAIN OFFICE, ensure your bank's portal accepts IFSC DCBL0000001 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – MUMBAI MAIN OFFICE, use IMPS. With IFSC DCBL0000001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mumbai Main Office
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DCBL0000001:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI MAIN OFFICE is still linked to IFSC DCBL0000001.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's MUMBAI MAIN OFFICE branch, the IFSC DCBL0000001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Mumbai Main Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000001 and the account number together uniquely identify the Mumbai Main Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC DCBL0000001
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – MUMBAI MAIN OFFICE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000001. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mumbai Main Office branch
The branch is located at 154, S.V.PATEL ROAD, DONGRI(E),MUMBAI - 400009, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Mumbai Main Office branch” — the verified location pin for IFSC DCBL0000001 should appear at the top of the results.
- Confirm the branch is open by calling 22-67474176 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000001 and your account number.
Verifying IFSC DCBL0000001 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000001 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-67474176.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mumbai Main Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000001 continue to work without interruption.
Branch address & contact
DCB Bank LimitedMumbai Main Office Branch
154, S.V.PATEL ROAD, DONGRI(E),MUMBAI - 400009
Mumbai, Maharashtra
Phone: 22-67474176
IFSC: DCBL0000001
Frequently asked questions
What is the IFSC code of DCB Bank Limited Mumbai Main Office branch?
The IFSC code of DCB Bank Limited, Mumbai Main Office branch is DCBL0000001. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is DCB Bank Limited Mumbai Main Office branch located?
DCB Bank Limited's Mumbai Main Office branch is located at 154, S.V.PATEL ROAD, DONGRI(E),MUMBAI - 400009, Mumbai, Maharashtra.
Can I use IFSC DCBL0000001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000001 to send funds instantly.
Is IFSC DCBL0000001 the same for all accounts at Mumbai Main Office branch?
Yes. The IFSC DCBL0000001 is shared by every account held at DCB Bank Limited's Mumbai Main Office branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai Main Office branch but serve different purposes.
How do I add DCB Bank Limited Mumbai Main Office as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000001, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of DCB Bank Limited Mumbai Main Office branch?
You can reach the branch at 22-67474176 during regular banking hours.
Final notes
To recap: DCBL0000001 is the IFSC code of DCB Bank Limited, MUMBAI MAIN OFFICE branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
