IFSC Code of Central Bank of India, Rajdhani College Delhi Branch, Delhi

Below are the complete branch details for Central Bank of India, RAJDHANI COLLEGE DELHI branch, located in WEST DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0285213. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0285213 for Central Bank of India – RAJDHANI COLLEGE DELHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – RAJDHANI COLLEGE DELHI is CBIN0285213. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 285213 map to this branch in WEST DELHI, DELHI.

Branch details at a glance

About the bank

Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajdhani College Delhi branch in West Delhi, Delhi is part of this network and uses the IFSC code CBIN0285213 for all electronic settlement.

About the Rajdhani College Delhi branch

The Rajdhani College Delhi branch of Central Bank of India is situated at RAJDHANI COLLEGE, RAJA GARDEN, RING ROAD, WEST DELHI, DELHI, 110015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0285213 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's RAJDHANI COLLEGE DELHI branch came to be assigned the code CBIN0285213.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0285213, money simply cannot be routed to the RAJDHANI COLLEGE DELHI branch electronically.

How to transfer money using IFSC CBIN0285213

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0285213 across all three.

NEFT to Central Bank of India, RAJDHANI COLLEGE DELHI using IFSC CBIN0285213

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0285213, and confirm that the system picks up Central Bank of India – RAJDHANI COLLEGE DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAJDHANI COLLEGE DELHI

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's RAJDHANI COLLEGE DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0285213 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India RAJDHANI COLLEGE DELHI (IFSC CBIN0285213)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0285213 in your mobile or internet banking app, and the money is credited to the RAJDHANI COLLEGE DELHI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0285213 for Central Bank of India – RAJDHANI COLLEGE DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rajdhani College Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CBIN0285213

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – RAJDHANI COLLEGE DELHI is still mapped to IFSC CBIN0285213. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0285213 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Rajdhani College Delhi branch is mapped to IFSC CBIN0285213 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0285213.

Banking services available

The Rajdhani College Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22637967.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0285213

MICR & cheque-truncation details

Cheques drawn on the Rajdhani College Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0285213 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Rajdhani College Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0285213 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – RAJDHANI COLLEGE DELHI:

• The IFSC is exactly CBIN0285213 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and RAJDHANI COLLEGE DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rajdhani College Delhi branch sits at RAJDHANI COLLEGE, RAJA GARDEN, RING ROAD, WEST DELHI, DELHI, 110015. If you are travelling from outside West Delhi, search for the branch on a maps application using the bank name and locality, or call 22-22637967 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0285213 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0285213 for Central Bank of India – RAJDHANI COLLEGE DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajdhani College Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0285213, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0285213 is the IFSC code of Central Bank of India, RAJDHANI COLLEGE DELHI branch, in WEST DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.