IFSC Code of Central Bank of India, Bakrol ,Sigma Group Branch, Gujarat

Below are the complete branch details for Central Bank of India, BAKROL ,SIGMA GROUP branch, located in VADODARA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0284722. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0284722 for Central Bank of India – BAKROL ,SIGMA GROUP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Central Bank of India's BAKROL ,SIGMA GROUP branch, the IFSC CBIN0284722 breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and 284722 identifies this particular branch.

Branch details at a glance

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Bakrol ,Sigma Group branch — IFSC CBIN0284722 — extends the bank's services to customers in and around Vadodara, Gujarat.

About this branch

The branch is located at BAKROL,AJWA NIMETA ROAD,OPP MADHAV NAGAR,VADODARA,390019,VADODARA,GUJARAT. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0284722 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's BAKROL ,SIGMA GROUP branch came to be assigned the code CBIN0284722.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0284722, money simply cannot be routed to the BAKROL ,SIGMA GROUP branch electronically.

How to transfer money using IFSC CBIN0284722

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284722 across all three.

NEFT to Central Bank of India, BAKROL ,SIGMA GROUP using IFSC CBIN0284722

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0284722, and confirm that the system picks up Central Bank of India – BAKROL ,SIGMA GROUP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BAKROL ,SIGMA GROUP

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's BAKROL ,SIGMA GROUP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0284722 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India BAKROL ,SIGMA GROUP (IFSC CBIN0284722)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0284722 in your mobile or internet banking app, and the money is credited to the BAKROL ,SIGMA GROUP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bakrol ,Sigma Group

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0284722:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAKROL ,SIGMA GROUP is still linked to IFSC CBIN0284722.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's BAKROL ,SIGMA GROUP branch, the IFSC CBIN0284722 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bakrol ,Sigma Group branch is mapped to IFSC CBIN0284722 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0284722.

Products and services

Customers walking into the Bakrol ,Sigma Group branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0284722

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0284722 and the account number together uniquely identify the Bakrol ,Sigma Group branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bakrol ,Sigma Group branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0284722 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – BAKROL ,SIGMA GROUP:

• The IFSC is exactly CBIN0284722 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and BAKROL ,SIGMA GROUP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bakrol ,Sigma Group branch

The branch is located at BAKROL,AJWA NIMETA ROAD,OPP MADHAV NAGAR,VADODARA,390019,VADODARA,GUJARAT, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Central Bank of India Bakrol ,Sigma Group branch” — the verified location pin for IFSC CBIN0284722 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0284722 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0284722 for Central Bank of India – BAKROL ,SIGMA GROUP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bakrol ,Sigma Group are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0284722 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0284722 belongs to Central Bank of India's BAKROL ,SIGMA GROUP branch, located at BAKROL,AJWA NIMETA ROAD,OPP MADHAV NAGAR,VADODARA,390019,VADODARA,GUJARAT in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.