IFSC Code of Central Bank of India, Jila Sahakari Kendriya Bank Mydt Ujjain Branch, Madhya Pradesh

Below are the complete branch details for Central Bank of India, JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN branch, located in UJJAIN, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0MPDCBL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0MPDCBL for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN branch, the IFSC CBIN0MPDCBL breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and MPDCBL identifies this particular branch.

Branch details at a glance

About the bank

Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jila Sahakari Kendriya Bank Mydt Ujjain branch in Ujjain, Madhya Pradesh is part of this network and uses the IFSC code CBIN0MPDCBL for all electronic settlement.

About this branch

The branch is located at 03, ADMINISTRATIVE AREA , BHARTPURI, DEWAS ROAD UJJAIN,PIN -456010. It serves the Ujjain region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0MPDCBL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN branch came to be assigned the code CBIN0MPDCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0MPDCBL, money simply cannot be routed to the JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN branch electronically.

How to transfer money using IFSC CBIN0MPDCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCBL across all three.

NEFT to Central Bank of India, JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN using IFSC CBIN0MPDCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0MPDCBL, and confirm that the system picks up Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0MPDCBL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN, use IMPS. With IFSC CBIN0MPDCBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0MPDCBL for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jila Sahakari Kendriya Bank Mydt Ujjain branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CBIN0MPDCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN is still mapped to IFSC CBIN0MPDCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0MPDCBL and the beneficiary's account number to complete the transfer.

Account types you can open at the Jila Sahakari Kendriya Bank Mydt Ujjain branch

Once you have an account at Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN, the IFSC CBIN0MPDCBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jila Sahakari Kendriya Bank Mydt Ujjain branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0MPDCBL

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0MPDCBL and the account number together uniquely identify the Jila Sahakari Kendriya Bank Mydt Ujjain branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Jila Sahakari Kendriya Bank Mydt Ujjain branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0MPDCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN:

• The IFSC is exactly CBIN0MPDCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jila Sahakari Kendriya Bank Mydt Ujjain branch sits at 03, ADMINISTRATIVE AREA , BHARTPURI, DEWAS ROAD UJJAIN,PIN -456010. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0MPDCBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0MPDCBL for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jila Sahakari Kendriya Bank Mydt Ujjain are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0MPDCBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0MPDCBL is the IFSC code of Central Bank of India, JILA SAHAKARI KENDRIYA BANK MYDT UJJAIN branch, in UJJAIN, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.