This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch in TIRWAGANJ. The 11-digit IFSC CBIN0284609 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0284609 is the IFSC of Central Bank of India's GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch. The format is fixed: CBIN = bank code, 0 = reserved, 284609 = branch identifier.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Govt. Medical College Tirwaganj,Kannauj |
| IFSC Code | CBIN0284609 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT GOVT MEDICAL COLLEGE,TIRWAGANJ,KANNAUJ,KANNAUJ 209732,KANNAUJ,UTTAR PRADESH |
| City | Tirwaganj |
| District | Kanauj |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
Bank profile
Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Govt. Medical College Tirwaganj,Kannauj branch — IFSC CBIN0284609 — extends the bank's services to customers in and around Tirwaganj, Uttar Pradesh.
About the Govt. Medical College Tirwaganj,Kannauj branch
The Govt. Medical College Tirwaganj,Kannauj branch of Central Bank of India is situated at AT GOVT MEDICAL COLLEGE,TIRWAGANJ,KANNAUJ,KANNAUJ 209732,KANNAUJ,UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0284609 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch came to be assigned the code CBIN0284609.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0284609, money simply cannot be routed to the GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch electronically.
How to transfer money using IFSC CBIN0284609
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284609 across all three.
How to use IFSC CBIN0284609 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0284609.
- Confirm the bank name auto-populates as Central Bank of India and the branch as GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0284609 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ (IFSC CBIN0284609)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0284609 in your mobile or internet banking app, and the money is credited to the GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0284609 for Central Bank of India – GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0284609 | Yes – CBIN0284609 | Yes – CBIN0284609 |
For most retail customers crediting the Govt. Medical College Tirwaganj,Kannauj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0284609
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ is still mapped to IFSC CBIN0284609. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0284609 and the beneficiary's account number to complete the transfer.
Account types you can open at the Govt. Medical College Tirwaganj,Kannauj branch
Once you have an account at Central Bank of India – GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ, the IFSC CBIN0284609 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Govt. Medical College Tirwaganj,Kannauj branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0284609
MICR & cheque-truncation details
Cheques drawn on the Govt. Medical College Tirwaganj,Kannauj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0284609 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CBIN0284609
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0284609 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CBIN0284609
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0284609. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Govt. Medical College Tirwaganj,Kannauj branch
The branch is located at AT GOVT MEDICAL COLLEGE,TIRWAGANJ,KANNAUJ,KANNAUJ 209732,KANNAUJ,UTTAR PRADESH, which puts it inside Tirwaganj, the broader Kanauj district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Govt. Medical College Tirwaganj,Kannauj branch” — the verified location pin for IFSC CBIN0284609 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0284609 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0284609 for Central Bank of India – GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Govt. Medical College Tirwaganj,Kannauj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0284609, however, work 24x7.
Branch address & contact
Central Bank of IndiaGovt. Medical College Tirwaganj,Kannauj Branch
AT GOVT MEDICAL COLLEGE,TIRWAGANJ,KANNAUJ,KANNAUJ 209732,KANNAUJ,UTTAR PRADESH
Tirwaganj, Uttar Pradesh
Phone: 22-22612008
IFSC: CBIN0284609
Frequently asked questions
How do I add Central Bank of India Govt. Medical College Tirwaganj,Kannauj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0284609, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CBIN0284609 the same for all accounts at Govt. Medical College Tirwaganj,Kannauj branch?
Yes. The IFSC CBIN0284609 is shared by every account held at Central Bank of India's Govt. Medical College Tirwaganj,Kannauj branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CBIN0284609 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Govt. Medical College Tirwaganj,Kannauj reflect within 30 minutes.
Is IFSC CBIN0284609 valid for NEFT and RTGS?
Yes. IFSC CBIN0284609 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Govt. Medical College Tirwaganj,Kannauj branch but serve different purposes.
What is the phone number of Central Bank of India Govt. Medical College Tirwaganj,Kannauj branch?
You can reach the branch at 22-22612008 during regular banking hours.
Summary
The IFSC code CBIN0284609 belongs to Central Bank of India's GOVT. MEDICAL COLLEGE TIRWAGANJ,KANNAUJ branch, located at AT GOVT MEDICAL COLLEGE,TIRWAGANJ,KANNAUJ,KANNAUJ 209732,KANNAUJ,UTTAR PRADESH in TIRWAGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


