Use this page as a one-stop reference for everything related to Central Bank of India's TIMARNI branch in TIMARNI, MADHYA PRADESH. The branch's IFSC code CBIN0281380 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0281380 is the IFSC of Central Bank of India's TIMARNI branch. The format is fixed: CBIN = bank code, 0 = reserved, 281380 = branch identifier.
Bank profile
Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Timarni branch — IFSC CBIN0281380 — extends the bank's services to customers in and around Timarni, Madhya Pradesh.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Timarni |
| IFSC Code | CBIN0281380 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST TIMARNI 461228,DIST HARDA,MADHYA PRADESH |
| City | Timarni |
| District | Harda |
| State | Madhya Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
About the Timarni branch
The Timarni branch of Central Bank of India is situated at AT & POST TIMARNI 461228,DIST HARDA,MADHYA PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0281380 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's TIMARNI branch came to be assigned the code CBIN0281380.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0281380, money simply cannot be routed to the TIMARNI branch electronically.
Products and account variants supported
Every account opened at the Timarni branch is mapped to IFSC CBIN0281380 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281380.
Banking services available
The Timarni branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0281380
How to transfer money using IFSC CBIN0281380
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281380 across all three.
NEFT to Central Bank of India, TIMARNI using IFSC CBIN0281380
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281380, and confirm that the system picks up Central Bank of India – TIMARNI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0281380
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – TIMARNI, ensure your bank's portal accepts IFSC CBIN0281380 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – TIMARNI, use IMPS. With IFSC CBIN0281380 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0281380 for Central Bank of India – TIMARNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0281380 | Yes – CBIN0281380 | Yes – CBIN0281380 |
For most retail customers crediting the Timarni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's TIMARNI branch, the IFSC CBIN0281380 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CBIN0281380
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the TIMARNI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0281380 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0281380 and the account number together uniquely identify the Timarni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CBIN0281380
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – TIMARNI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0281380. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Timarni branch
The branch is located at AT & POST TIMARNI 461228,DIST HARDA,MADHYA PRADESH, which puts it inside Timarni, the broader Harda district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Timarni branch” — the verified location pin for IFSC CBIN0281380 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0281380 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0281380 for Central Bank of India – TIMARNI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Timarni are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281380 continue to work without interruption.
Branch address & contact
Central Bank of IndiaTimarni Branch
AT & POST TIMARNI 461228,DIST HARDA,MADHYA PRADESH
Timarni, Madhya Pradesh
Phone: 22-22612008
IFSC: CBIN0281380
Frequently asked questions
Is IFSC CBIN0281380 the same for all accounts at Timarni branch?
Yes. The IFSC CBIN0281380 is shared by every account held at Central Bank of India's Timarni branch. Only the account number changes from customer to customer.
Can I use IFSC CBIN0281380 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281380 to send funds instantly.
What is the phone number of Central Bank of India Timarni branch?
You can reach the branch at 22-22612008 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Timarni branch but serve different purposes.
What is the IFSC code of Central Bank of India Timarni branch?
The IFSC code of Central Bank of India, Timarni branch is CBIN0281380. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CBIN0281380 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Timarni reflect within 30 minutes.
Final notes
To recap: CBIN0281380 is the IFSC code of Central Bank of India, TIMARNI branch, in TIMARNI, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
