If you are searching for the IFSC code of Central Bank of India, SURI branch in SURI, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is CBIN0281473. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SURI branch, and detailed step-by-step guides for using the IFSC CBIN0281473 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Central Bank of India's SURI branch, the IFSC CBIN0281473 breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and 281473 identifies this particular branch.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Suri |
| IFSC Code | CBIN0281473 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PARANBANADA PALLY, P.O. SURI SURI WESTBENGAL 731101 |
| City | Suri |
| District | Birbhum |
| State | West Bengal |
| STD Code | 22 |
| Phone | 22612008 |
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Suri branch in Suri, West Bengal is part of this network and uses the IFSC code CBIN0281473 for all electronic settlement.
Suri branch overview
Located at PARANBANADA PALLY, P.O. SURI SURI WESTBENGAL 731101, the Suri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0281473 is required for all interbank electronic transfers routed through this branch.
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SURI of Central Bank of India — its own 11-character IFSC. The code CBIN0281473 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0281473 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CBIN0281473
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281473 across all three.
How to use IFSC CBIN0281473 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's SURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0281473.
- Confirm the bank name auto-populates as Central Bank of India and the branch as SURI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CBIN0281473
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – SURI, ensure your bank's portal accepts IFSC CBIN0281473 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – SURI, use IMPS. With IFSC CBIN0281473 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Suri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0281473:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SURI is still linked to IFSC CBIN0281473.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0281473
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SURI is still mapped to IFSC CBIN0281473. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0281473 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Suri branch is mapped to IFSC CBIN0281473 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281473.
Products and services
Customers walking into the Suri branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0281473
MICR & cheque-truncation details
Cheques drawn on the Suri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0281473 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Suri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0281473 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – SURI:
- The IFSC is exactly CBIN0281473 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and SURI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Suri branch sits at PARANBANADA PALLY, P.O. SURI SURI WESTBENGAL 731101. If you are travelling from outside Suri, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0281473 and your account number.
Verifying IFSC CBIN0281473 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0281473 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Suri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281473 continue to work without interruption.
Branch address & contact
Central Bank of IndiaSuri Branch
PARANBANADA PALLY, P.O. SURI SURI WESTBENGAL 731101
Suri, West Bengal
Phone: 22-22612008
IFSC: CBIN0281473
Frequently asked questions
What is the IFSC code of Central Bank of India Suri branch?
The IFSC code of Central Bank of India, Suri branch is CBIN0281473. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CBIN0281473 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Suri reflect within 30 minutes.
Where is Central Bank of India Suri branch located?
Central Bank of India's Suri branch is located at PARANBANADA PALLY, P.O. SURI SURI WESTBENGAL 731101, Suri, West Bengal.
What is the phone number of Central Bank of India Suri branch?
You can reach the branch at 22-22612008 during regular banking hours.
Is IFSC CBIN0281473 the same for all accounts at Suri branch?
Yes. The IFSC CBIN0281473 is shared by every account held at Central Bank of India's Suri branch. Only the account number changes from customer to customer.
Can I use IFSC CBIN0281473 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281473 to send funds instantly.
Summary
The IFSC code CBIN0281473 belongs to Central Bank of India's SURI branch, located at PARANBANADA PALLY, P.O. SURI SURI WESTBENGAL 731101 in SURI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
