Use this page as a one-stop reference for everything related to Central Bank of India's SUITHAKALAN branch in SUITHAKALAN, UTTAR PRADESH. The branch's IFSC code CBIN0281438 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – SUITHAKALAN is CBIN0281438. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 281438 map to this branch in SUITHAKALAN, UTTAR PRADESH.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Suithakalan branch in Suithakalan, Uttar Pradesh is part of this network and uses the IFSC code CBIN0281438 for all electronic settlement.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Suithakalan |
| IFSC Code | CBIN0281438 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. & POST SUITHAKALAN, DIST-JAUNPUR, UTTAR PRADESH-223105 |
| City | Suithakalan |
| District | Jaunpur |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
About this branch
The branch is located at VILL. & POST SUITHAKALAN, DIST-JAUNPUR, UTTAR PRADESH-223105. It serves the Suithakalan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0281438 is used to identify this branch on the RBI payments network.
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUITHAKALAN of Central Bank of India — its own 11-character IFSC. The code CBIN0281438 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0281438 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Suithakalan branch is mapped to IFSC CBIN0281438 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281438.
Products and services
Customers walking into the Suithakalan branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0281438
How to transfer money using IFSC CBIN0281438
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281438 across all three.
NEFT to Central Bank of India, SUITHAKALAN using IFSC CBIN0281438
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281438, and confirm that the system picks up Central Bank of India – SUITHAKALAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0281438
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – SUITHAKALAN, ensure your bank's portal accepts IFSC CBIN0281438 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – SUITHAKALAN, use IMPS. With IFSC CBIN0281438 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Suithakalan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0281438:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SUITHAKALAN is still linked to IFSC CBIN0281438.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0281438
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SUITHAKALAN is still mapped to IFSC CBIN0281438. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0281438 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Suithakalan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0281438 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Suithakalan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0281438 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – SUITHAKALAN:
- The IFSC is exactly CBIN0281438 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and SUITHAKALAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Suithakalan branch
The branch is located at VILL. & POST SUITHAKALAN, DIST-JAUNPUR, UTTAR PRADESH-223105, which puts it inside Suithakalan, the broader Jaunpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Suithakalan branch” — the verified location pin for IFSC CBIN0281438 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0281438 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0281438 for Central Bank of India – SUITHAKALAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Suithakalan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281438 continue to work without interruption.
Branch address & contact
Central Bank of IndiaSuithakalan Branch
VILL. & POST SUITHAKALAN, DIST-JAUNPUR, UTTAR PRADESH-223105
Suithakalan, Uttar Pradesh
Phone: 22-22612008
IFSC: CBIN0281438
Frequently asked questions
What is the IFSC code of Central Bank of India Suithakalan branch?
The IFSC code of Central Bank of India, Suithakalan branch is CBIN0281438. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CBIN0281438 the same for all accounts at Suithakalan branch?
Yes. The IFSC CBIN0281438 is shared by every account held at Central Bank of India's Suithakalan branch. Only the account number changes from customer to customer.
Is IFSC CBIN0281438 valid for NEFT and RTGS?
Yes. IFSC CBIN0281438 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CBIN0281438 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Suithakalan reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Suithakalan branch but serve different purposes.
Where is Central Bank of India Suithakalan branch located?
Central Bank of India's Suithakalan branch is located at VILL. & POST SUITHAKALAN, DIST-JAUNPUR, UTTAR PRADESH-223105, Suithakalan, Uttar Pradesh.
Can I use IFSC CBIN0281438 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281438 to send funds instantly.
Summary
The IFSC code CBIN0281438 belongs to Central Bank of India's SUITHAKALAN branch, located at VILL. & POST SUITHAKALAN, DIST-JAUNPUR, UTTAR PRADESH-223105 in SUITHAKALAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
