Below are the complete branch details for Central Bank of India, SIMURALI branch, located in SIMURALI, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0284924. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0284924 for Central Bank of India – SIMURALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – SIMURALI is CBIN0284924. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 284924 map to this branch in SIMURALI, WEST BENGAL.
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Simurali branch in Simurali. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0284924.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Simurali |
| IFSC Code | CBIN0284924 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL SUTARGACHI PO SIMURALI 741248 |
| City | Simurali |
| District | Nadia |
| State | West Bengal |
| STD Code | 22 |
| Phone | 22612008 |
About this branch
The branch is located at VILL SUTARGACHI PO SIMURALI 741248. It serves the Simurali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0284924 is used to identify this branch on the RBI payments network.
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIMURALI of Central Bank of India — its own 11-character IFSC. The code CBIN0284924 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0284924 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Simurali branch is mapped to IFSC CBIN0284924 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0284924.
Products and services
Customers walking into the Simurali branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0284924
How to transfer money using IFSC CBIN0284924
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284924 across all three.
How to use IFSC CBIN0284924 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's SIMURALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0284924.
- Confirm the bank name auto-populates as Central Bank of India and the branch as SIMURALI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SIMURALI
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's SIMURALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0284924 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India SIMURALI (IFSC CBIN0284924)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0284924 in your mobile or internet banking app, and the money is credited to the SIMURALI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Simurali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0284924:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIMURALI is still linked to IFSC CBIN0284924.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0284924
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SIMURALI is still mapped to IFSC CBIN0284924. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0284924 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Simurali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0284924 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0284924 and the account number together uniquely identify the Simurali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – SIMURALI:
- The IFSC is exactly CBIN0284924 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and SIMURALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Simurali branch sits at VILL SUTARGACHI PO SIMURALI 741248. If you are travelling from outside Simurali, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0284924 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0284924 for Central Bank of India – SIMURALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Simurali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0284924, however, work 24x7.
Branch address & contact
Central Bank of IndiaSimurali Branch
VILL SUTARGACHI PO SIMURALI 741248
Simurali, West Bengal
Phone: 22-22612008
IFSC: CBIN0284924
Frequently asked questions
Is IFSC CBIN0284924 valid for NEFT and RTGS?
Yes. IFSC CBIN0284924 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CBIN0284924 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Simurali reflect within 30 minutes.
What is the IFSC code of Central Bank of India Simurali branch?
The IFSC code of Central Bank of India, Simurali branch is CBIN0284924. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Central Bank of India Simurali branch located?
Central Bank of India's Simurali branch is located at VILL SUTARGACHI PO SIMURALI 741248, Simurali, West Bengal.
How do I add Central Bank of India Simurali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0284924, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CBIN0284924 the same for all accounts at Simurali branch?
Yes. The IFSC CBIN0284924 is shared by every account held at Central Bank of India's Simurali branch. Only the account number changes from customer to customer.
Summary
The IFSC code CBIN0284924 belongs to Central Bank of India's SIMURALI branch, located at VILL SUTARGACHI PO SIMURALI 741248 in SIMURALI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
