IFSC Code of Central Bank of India, Jila Sahakari Kendriya Bank Mydt., Shivpuri Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch in SHIVPURI, MADHYA PRADESH. The branch's IFSC code CBIN0MPDCBI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch, the IFSC CBIN0MPDCBI breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and MPDCBI identifies this particular branch.

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jila Sahakari Kendriya Bank Mydt., Shivpuri branch — IFSC CBIN0MPDCBI — extends the bank's services to customers in and around Shivpuri, Madhya Pradesh.

Jila Sahakari Kendriya Bank Mydt., Shivpuri branch overview

Located at COURT ROAD SHIVPURI M.P., the Jila Sahakari Kendriya Bank Mydt., Shivpuri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0MPDCBI is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch came to be assigned the code CBIN0MPDCBI.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0MPDCBI, money simply cannot be routed to the JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0MPDCBI and the account number together uniquely identify the Jila Sahakari Kendriya Bank Mydt., Shivpuri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC CBIN0MPDCBI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCBI across all three.

How to use IFSC CBIN0MPDCBI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CBIN0MPDCBI.
4. Confirm the bank name auto-populates as Central Bank of India and the branch as JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC CBIN0MPDCBI

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI, ensure your bank's portal accepts IFSC CBIN0MPDCBI while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI, use IMPS. With IFSC CBIN0MPDCBI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0MPDCBI for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jila Sahakari Kendriya Bank Mydt., Shivpuri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch, the IFSC CBIN0MPDCBI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Jila Sahakari Kendriya Bank Mydt., Shivpuri branch

Once you have an account at Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI, the IFSC CBIN0MPDCBI stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jila Sahakari Kendriya Bank Mydt., Shivpuri branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0MPDCBI

Online banking and IFSC CBIN0MPDCBI

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0MPDCBI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Jila Sahakari Kendriya Bank Mydt., Shivpuri branch

The branch is located at COURT ROAD SHIVPURI M.P., which puts it inside Shivpuri, the broader Shivpuri district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Central Bank of India Jila Sahakari Kendriya Bank Mydt., Shivpuri branch” — the verified location pin for IFSC CBIN0MPDCBI should appear at the top of the results.
2. Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0MPDCBI and your account number.

Common mistakes to avoid when using IFSC CBIN0MPDCBI

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CBIN0MPDCBI.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Jila Sahakari Kendriya Bank Mydt., Shivpuri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0MPDCBI continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0MPDCBI for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0MPDCBI belongs to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT., SHIVPURI branch, located at COURT ROAD SHIVPURI M.P. in SHIVPURI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.