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IFSC Code of Central Bank of India, Shela Branch, Gujarat

CBIN0285219 is the IFSC code of Central Bank of India, Shela Branch in Shela, Gujarat. Find branch address, phone, MICR and online transfer details here.

This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, SHELA branch in SHELA. The 11-digit IFSC CBIN0285219 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the SHELA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CBIN0285219 is the IFSC of Central Bank of India's SHELA branch. The format is fixed: CBIN = bank code, 0 = reserved, 285219 = branch identifier.

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Shela branch — IFSC CBIN0285219 — extends the bank's services to customers in and around Shela, Gujarat.

Branch details at a glance

Bank Name	Central Bank of India
Branch	Shela
IFSC Code	CBIN0285219
MICR Code	Refer to cheque leaf
Branch Address	SHOP NO 17-18, SWATI CHRYSANTA VIP ROAD, OPP.SUNRISE CRICKET GROUND SHELA, AHMEDABAD
City	Shela
District	Ahmedabad
State	Gujarat
STD Code	22
Phone	22637967

About this branch

The branch is located at SHOP NO 17-18, SWATI CHRYSANTA VIP ROAD, OPP.SUNRISE CRICKET GROUND SHELA, AHMEDABAD. It serves the Shela region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0285219 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's SHELA branch came to be assigned the code CBIN0285219.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0285219, money simply cannot be routed to the SHELA branch electronically.

Products and account variants supported

Every account opened at the Shela branch is mapped to IFSC CBIN0285219 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

Resident savings accounts and salary accounts
Current accounts for businesses and professionals
Fixed deposits, recurring deposits and tax-saver deposits
Demand drafts, banker's cheques and pay orders
Retail loans — personal, vehicle, education, gold and home
Credit cards and overdraft facilities (subject to eligibility)
Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0285219.

Banking services available

The Shela branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22637967.

Savings, current and salary accounts
Fixed deposits and recurring deposits
Personal, vehicle and home loans
Demat and investment products (where supported)
Internet banking and mobile banking enrolment
Debit and credit card issuance
Locker facilities (subject to availability)
Foreign exchange services (at authorised branches)
Bill payments, demand drafts and pay orders
NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0285219

How to transfer money using IFSC CBIN0285219

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0285219 across all three.

How to use IFSC CBIN0285219 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's SHELA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

Log in to your internet banking or mobile banking app.
Choose Add Beneficiary and select NEFT / Other Bank.
Enter the beneficiary name, account number and the IFSC CBIN0285219.
Confirm the bank name auto-populates as Central Bank of India and the branch as SHELA.
Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHELA

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's SHELA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0285219 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India SHELA (IFSC CBIN0285219)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0285219 in your mobile or internet banking app, and the money is credited to the SHELA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0285219 for Central Bank of India – SHELA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

Parameter	NEFT	RTGS	IMPS
Minimum amount	₹1	₹2,00,000	₹1
Maximum amount	No RBI cap	No RBI cap	₹5,00,000
Settlement	Half-hourly batches	Real-time	Real-time
Availability	24x7	24x7	24x7
Best for	Routine transfers	High-value transfers	Urgent small / mid transfers
IFSC required	Yes – CBIN0285219	Yes – CBIN0285219	Yes – CBIN0285219

For most retail customers crediting the Shela branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CBIN0285219

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SHELA is still mapped to IFSC CBIN0285219. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0285219 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CBIN0285219

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the SHELA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0285219 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shela branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0285219 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – SHELA:

The IFSC is exactly CBIN0285219 with no extra spaces.
The beneficiary's account number matches what they shared, digit for digit.
The portal auto-fills Central Bank of India as the bank name and SHELA as the branch.
The amount and the purpose of payment are correct.
You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shela branch sits at SHOP NO 17-18, SWATI CHRYSANTA VIP ROAD, OPP.SUNRISE CRICKET GROUND SHELA, AHMEDABAD. If you are travelling from outside Shela, search for the branch on a maps application using the bank name and locality, or call 22-22637967 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0285219 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0285219 for Central Bank of India – SHELA, you can cross-check the code from any of these sources before initiating a high-value transfer:

The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
The first page of your passbook.
The bank's official website under the branch locator.
The Reserve Bank of India's IFSC search portal.
Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shela are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0285219 continue to work without interruption.

Branch address & contact

Central Bank of India
Shela Branch
SHOP NO 17-18, SWATI CHRYSANTA VIP ROAD, OPP.SUNRISE CRICKET GROUND SHELA, AHMEDABAD
Shela, Gujarat
Phone: 22-22637967
IFSC: CBIN0285219

Frequently asked questions

Can I use IFSC CBIN0285219 for IMPS transfers?

Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0285219 to send funds instantly.

How do I add Central Bank of India Shela as a beneficiary?

Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0285219, and complete OTP verification. Once activated, you can transfer funds at any time.

What is the phone number of Central Bank of India Shela branch?

You can reach the branch at 22-22637967 during regular banking hours.

Is IFSC CBIN0285219 valid for NEFT and RTGS?

Yes. IFSC CBIN0285219 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

How quickly will an NEFT transfer using CBIN0285219 be credited?

NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Shela reflect within 30 minutes.

What is the difference between IFSC and MICR code?

IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shela branch but serve different purposes.

Is IFSC CBIN0285219 the same for all accounts at Shela branch?

Yes. The IFSC CBIN0285219 is shared by every account held at Central Bank of India's Shela branch. Only the account number changes from customer to customer.

What is the IFSC code of Central Bank of India Shela branch?

The IFSC code of Central Bank of India, Shela branch is CBIN0285219. It is used for NEFT, RTGS and IMPS fund transfers to this branch.

Summary

The IFSC code CBIN0285219 belongs to Central Bank of India's SHELA branch, located at SHOP NO 17-18, SWATI CHRYSANTA VIP ROAD, OPP.SUNRISE CRICKET GROUND SHELA,… in SHELA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.