Below are the complete branch details for Central Bank of India, SAMALKHA branch, located in SAMALKHA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0280392. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0280392 for Central Bank of India – SAMALKHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0280392 is the IFSC of Central Bank of India's SAMALKHA branch. The format is fixed: CBIN = bank code, 0 = reserved, 280392 = branch identifier.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Samalkha branch in Samalkha, Haryana is part of this network and uses the IFSC code CBIN0280392 for all electronic settlement.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Samalkha |
| IFSC Code | CBIN0280392 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN BAZAR, SAMALKHA,DIST-PANIPAT,HARYANA-132101 |
| City | Samalkha |
| District | Panipat |
| State | Haryana |
| STD Code | 22 |
| Phone | 22612008 |
Samalkha branch overview
Located at MAIN BAZAR, SAMALKHA,DIST-PANIPAT,HARYANA-132101, the Samalkha branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0280392 is required for all interbank electronic transfers routed through this branch.
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAMALKHA of Central Bank of India — its own 11-character IFSC. The code CBIN0280392 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0280392 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Samalkha branch is mapped to IFSC CBIN0280392 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0280392.
Products and services
Customers walking into the Samalkha branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0280392
How to transfer money using IFSC CBIN0280392
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0280392 across all three.
NEFT to Central Bank of India, SAMALKHA using IFSC CBIN0280392
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0280392, and confirm that the system picks up Central Bank of India – SAMALKHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0280392
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – SAMALKHA, ensure your bank's portal accepts IFSC CBIN0280392 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – SAMALKHA, use IMPS. With IFSC CBIN0280392 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Samalkha
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0280392:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAMALKHA is still linked to IFSC CBIN0280392.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0280392
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SAMALKHA is still mapped to IFSC CBIN0280392. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0280392 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CBIN0280392
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the SAMALKHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0280392 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0280392 and the account number together uniquely identify the Samalkha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CBIN0280392
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – SAMALKHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0280392. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Samalkha branch
The branch is located at MAIN BAZAR, SAMALKHA,DIST-PANIPAT,HARYANA-132101, which puts it inside Samalkha, the broader Panipat district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Samalkha branch” — the verified location pin for IFSC CBIN0280392 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0280392 and your account number.
Verifying IFSC CBIN0280392 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0280392 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Samalkha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0280392, however, work 24x7.
Branch address & contact
Central Bank of IndiaSamalkha Branch
MAIN BAZAR, SAMALKHA,DIST-PANIPAT,HARYANA-132101
Samalkha, Haryana
Phone: 22-22612008
IFSC: CBIN0280392
Frequently asked questions
How do I add Central Bank of India Samalkha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0280392, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Central Bank of India Samalkha branch?
The IFSC code of Central Bank of India, Samalkha branch is CBIN0280392. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC CBIN0280392 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0280392 to send funds instantly.
What is the phone number of Central Bank of India Samalkha branch?
You can reach the branch at 22-22612008 during regular banking hours.
Where is Central Bank of India Samalkha branch located?
Central Bank of India's Samalkha branch is located at MAIN BAZAR, SAMALKHA,DIST-PANIPAT,HARYANA-132101, Samalkha, Haryana.
Is IFSC CBIN0280392 valid for NEFT and RTGS?
Yes. IFSC CBIN0280392 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CBIN0280392 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Samalkha reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samalkha branch but serve different purposes.
Summary
The IFSC code CBIN0280392 belongs to Central Bank of India's SAMALKHA branch, located at MAIN BAZAR, SAMALKHA,DIST-PANIPAT,HARYANA-132101 in SAMALKHA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
