Use this page as a one-stop reference for everything related to Central Bank of India's PIPLANARAYANWAR branch in PIPLANARAYANWAR, MADHYA PRADESH. The branch's IFSC code CBIN0281022 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – PIPLANARAYANWAR is CBIN0281022. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 281022 map to this branch in PIPLANARAYANWAR, MADHYA PRADESH.
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Piplanarayanwar branch in Piplanarayanwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0281022.
About this branch
The branch is located at AT & POST PIPLANARAYANWAR, DIST-CHHINDWARA, MADHYA PRADESH-480109. It serves the Piplanarayanwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0281022 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Piplanarayanwar |
| IFSC Code | CBIN0281022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST PIPLANARAYANWAR, DIST-CHHINDWARA, MADHYA PRADESH-480109 |
| City | Piplanarayanwar |
| District | Chhindwara |
| State | Madhya Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PIPLANARAYANWAR of Central Bank of India — its own 11-character IFSC. The code CBIN0281022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0281022 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Piplanarayanwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0281022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CBIN0281022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281022 across all three.
NEFT to Central Bank of India, PIPLANARAYANWAR using IFSC CBIN0281022
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281022, and confirm that the system picks up Central Bank of India – PIPLANARAYANWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PIPLANARAYANWAR
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's PIPLANARAYANWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0281022 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – PIPLANARAYANWAR, use IMPS. With IFSC CBIN0281022 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Piplanarayanwar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0281022:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PIPLANARAYANWAR is still linked to IFSC CBIN0281022.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's PIPLANARAYANWAR branch, the IFSC CBIN0281022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Piplanarayanwar branch
Once you have an account at Central Bank of India – PIPLANARAYANWAR, the IFSC CBIN0281022 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Piplanarayanwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0281022
Online banking and IFSC CBIN0281022
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the PIPLANARAYANWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0281022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Piplanarayanwar branch
The branch is located at AT & POST PIPLANARAYANWAR, DIST-CHHINDWARA, MADHYA PRADESH-480109, which puts it inside Piplanarayanwar, the broader Chhindwara district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Piplanarayanwar branch” — the verified location pin for IFSC CBIN0281022 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0281022 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – PIPLANARAYANWAR:
- The IFSC is exactly CBIN0281022 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and PIPLANARAYANWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Piplanarayanwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281022 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0281022 for Central Bank of India – PIPLANARAYANWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Central Bank of IndiaPiplanarayanwar Branch
AT & POST PIPLANARAYANWAR, DIST-CHHINDWARA, MADHYA PRADESH-480109
Piplanarayanwar, Madhya Pradesh
Phone: 22-22612008
IFSC: CBIN0281022
Frequently asked questions
Does Central Bank of India Piplanarayanwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
Where is Central Bank of India Piplanarayanwar branch located?
Central Bank of India's Piplanarayanwar branch is located at AT & POST PIPLANARAYANWAR, DIST-CHHINDWARA, MADHYA PRADESH-480109, Piplanarayanwar, Madhya Pradesh.
How do I add Central Bank of India Piplanarayanwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0281022, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CBIN0281022 valid for NEFT and RTGS?
Yes. IFSC CBIN0281022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Piplanarayanwar branch but serve different purposes.
What is the phone number of Central Bank of India Piplanarayanwar branch?
You can reach the branch at 22-22612008 during regular banking hours.
Can I use IFSC CBIN0281022 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281022 to send funds instantly.
Is IFSC CBIN0281022 the same for all accounts at Piplanarayanwar branch?
Yes. The IFSC CBIN0281022 is shared by every account held at Central Bank of India's Piplanarayanwar branch. Only the account number changes from customer to customer.
Summary
The IFSC code CBIN0281022 belongs to Central Bank of India's PIPLANARAYANWAR branch, located at AT & POST PIPLANARAYANWAR, DIST-CHHINDWARA, MADHYA PRADESH-480109 in PIPLANARAYANWAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
