This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, PAURI branch in PAURI. The 11-digit IFSC CBIN0282583 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the PAURI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0282583 is the IFSC of Central Bank of India's PAURI branch. The format is fixed: CBIN = bank code, 0 = reserved, 282583 = branch identifier.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Pauri |
| IFSC Code | CBIN0282583 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. DAV COLLEGE MALL ROAD,PAURI,P.O. PAURI,DIST PAURI GARWAL,UTTARANCHAL 246001 |
| City | Pauri |
| District | Garhwal |
| State | Uttarakhand |
| STD Code | 22 |
| Phone | 22612008 |
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Pauri branch in Pauri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0282583.
About the Pauri branch
The Pauri branch of Central Bank of India is situated at OPP. DAV COLLEGE MALL ROAD,PAURI,P.O. PAURI,DIST PAURI GARWAL,UTTARANCHAL 246001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0282583 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's PAURI branch came to be assigned the code CBIN0282583.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0282583, money simply cannot be routed to the PAURI branch electronically.
How to transfer money using IFSC CBIN0282583
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0282583 across all three.
NEFT to Central Bank of India, PAURI using IFSC CBIN0282583
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0282583, and confirm that the system picks up Central Bank of India – PAURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PAURI
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's PAURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0282583 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – PAURI, use IMPS. With IFSC CBIN0282583 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0282583 for Central Bank of India – PAURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0282583 | Yes – CBIN0282583 | Yes – CBIN0282583 |
For most retail customers crediting the Pauri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0282583
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – PAURI is still mapped to IFSC CBIN0282583. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0282583 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pauri branch
Once you have an account at Central Bank of India – PAURI, the IFSC CBIN0282583 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pauri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0282583
MICR & cheque-truncation details
Cheques drawn on the Pauri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0282583 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CBIN0282583
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the PAURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0282583 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CBIN0282583
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – PAURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0282583. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pauri branch sits at OPP. DAV COLLEGE MALL ROAD,PAURI,P.O. PAURI,DIST PAURI GARWAL,UTTARANCHAL 246001. If you are travelling from outside Pauri, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0282583 and your account number.
Verifying IFSC CBIN0282583 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0282583 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pauri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0282583, however, work 24x7.
Branch address & contact
Central Bank of IndiaPauri Branch
OPP. DAV COLLEGE MALL ROAD,PAURI,P.O. PAURI,DIST PAURI GARWAL,UTTARANCHAL 246001
Pauri, Uttarakhand
Phone: 22-22612008
IFSC: CBIN0282583
Frequently asked questions
Is IFSC CBIN0282583 the same for all accounts at Pauri branch?
Yes. The IFSC CBIN0282583 is shared by every account held at Central Bank of India's Pauri branch. Only the account number changes from customer to customer.
What is the IFSC code of Central Bank of India Pauri branch?
The IFSC code of Central Bank of India, Pauri branch is CBIN0282583. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Central Bank of India Pauri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0282583, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CBIN0282583 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Pauri reflect within 30 minutes.
Is IFSC CBIN0282583 valid for NEFT and RTGS?
Yes. IFSC CBIN0282583 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pauri branch but serve different purposes.
Can I use IFSC CBIN0282583 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0282583 to send funds instantly.
Where is Central Bank of India Pauri branch located?
Central Bank of India's Pauri branch is located at OPP. DAV COLLEGE MALL ROAD,PAURI,P.O. PAURI,DIST PAURI GARWAL,UTTARANCHAL 246001, Pauri, Uttarakhand.
Summary
The IFSC code CBIN0282583 belongs to Central Bank of India's PAURI branch, located at OPP. DAV COLLEGE MALL ROAD,PAURI,P.O. PAURI,DIST PAURI GARWAL,UTTARANCHAL 246001 in PAURI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
