Use this page as a one-stop reference for everything related to Central Bank of India's U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR branch in PADRAUNA, UTTAR PRADESH. The branch's IFSC code CBIN0284039 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0284039 is the IFSC of Central Bank of India's U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR branch. The format is fixed: CBIN = bank code, 0 = reserved, 284039 = branch identifier.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its U.P.Awas Vikas Parishad,Ravindra Nagar branch in Padrauna, Uttar Pradesh is part of this network and uses the IFSC code CBIN0284039 for all electronic settlement.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | U.P.Awas Vikas Parishad,Ravindra Nagar |
| IFSC Code | CBIN0284039 |
| MICR Code | Refer to cheque leaf |
| Branch Address | U.P.AWAS & V IKAS PARSHAD,RAVINDRA NAGAR,PADRAUNA,DIST KUSHINAGAR,UTTAR PRADESH |
| City | Padrauna |
| District | Kushi Nagar |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
About this branch
The branch is located at U.P.AWAS & V IKAS PARSHAD,RAVINDRA NAGAR,PADRAUNA,DIST KUSHINAGAR,UTTAR PRADESH. It serves the Padrauna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0284039 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR branch came to be assigned the code CBIN0284039.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0284039, money simply cannot be routed to the U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR branch electronically.
Account types you can open at the U.P.Awas Vikas Parishad,Ravindra Nagar branch
Once you have an account at Central Bank of India – U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR, the IFSC CBIN0284039 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the U.P.Awas Vikas Parishad,Ravindra Nagar branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0284039
How to transfer money using IFSC CBIN0284039
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284039 across all three.
NEFT to Central Bank of India, U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR using IFSC CBIN0284039
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0284039, and confirm that the system picks up Central Bank of India – U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0284039
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR, ensure your bank's portal accepts IFSC CBIN0284039 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR, use IMPS. With IFSC CBIN0284039 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0284039 for Central Bank of India – U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0284039 | Yes – CBIN0284039 | Yes – CBIN0284039 |
For most retail customers crediting the U.P.Awas Vikas Parishad,Ravindra Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR branch, the IFSC CBIN0284039 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the U.P.Awas Vikas Parishad,Ravindra Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0284039 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0284039 and the account number together uniquely identify the U.P.Awas Vikas Parishad,Ravindra Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR:
- The IFSC is exactly CBIN0284039 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the U.P.Awas Vikas Parishad,Ravindra Nagar branch
The branch is located at U.P.AWAS & V IKAS PARSHAD,RAVINDRA NAGAR,PADRAUNA,DIST KUSHINAGAR,UTTAR PRADESH, which puts it inside Padrauna, the broader Kushi Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India U.P.Awas Vikas Parishad,Ravindra Nagar branch” — the verified location pin for IFSC CBIN0284039 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0284039 and your account number.
Verifying IFSC CBIN0284039 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0284039 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The U.P.Awas Vikas Parishad,Ravindra Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0284039, however, work 24x7.
Branch address & contact
Central Bank of IndiaU.P.Awas Vikas Parishad,Ravindra Nagar Branch
U.P.AWAS & V IKAS PARSHAD,RAVINDRA NAGAR,PADRAUNA,DIST KUSHINAGAR,UTTAR PRADESH
Padrauna, Uttar Pradesh
Phone: 22-22612008
IFSC: CBIN0284039
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the U.P.Awas Vikas Parishad,Ravindra Nagar branch but serve different purposes.
What is the IFSC code of Central Bank of India U.P.Awas Vikas Parishad,Ravindra Nagar branch?
The IFSC code of Central Bank of India, U.P.Awas Vikas Parishad,Ravindra Nagar branch is CBIN0284039. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Central Bank of India U.P.Awas Vikas Parishad,Ravindra Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0284039, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CBIN0284039 valid for NEFT and RTGS?
Yes. IFSC CBIN0284039 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Central Bank of India U.P.Awas Vikas Parishad,Ravindra Nagar branch located?
Central Bank of India's U.P.Awas Vikas Parishad,Ravindra Nagar branch is located at U.P.AWAS & V IKAS PARSHAD,RAVINDRA NAGAR,PADRAUNA,DIST KUSHINAGAR,UTTAR PRADESH, Padrauna, Uttar Pradesh.
Can I use IFSC CBIN0284039 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0284039 to send funds instantly.
Is IFSC CBIN0284039 the same for all accounts at U.P.Awas Vikas Parishad,Ravindra Nagar branch?
Yes. The IFSC CBIN0284039 is shared by every account held at Central Bank of India's U.P.Awas Vikas Parishad,Ravindra Nagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code CBIN0284039 belongs to Central Bank of India's U.P.AWAS VIKAS PARISHAD,RAVINDRA NAGAR branch, located at U.P.AWAS & V IKAS PARSHAD,RAVINDRA NAGAR,PADRAUNA,DIST KUSHINAGAR,UTTAR PRADESH in PADRAUNA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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