If you are searching for the IFSC code of Central Bank of India, BRANCH branch in ODE, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is CBIN0280523. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH branch, and detailed step-by-step guides for using the IFSC CBIN0280523 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Central Bank of India's BRANCH branch, the IFSC CBIN0280523 breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and 280523 identifies this particular branch.
Bank profile
Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch branch — IFSC CBIN0280523 — extends the bank's services to customers in and around Ode, Gujarat.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Branch |
| IFSC Code | CBIN0280523 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.B. NO. 31, OPP. GRAM PANCHAYAT OFFICE, ODE VIA - ANAND, DIST-ANAND, GUJARAT-388210 |
| City | Ode |
| District | Anand |
| State | Gujarat |
| STD Code | 22 |
| Phone | 22612008 |
Branch branch overview
Located at P.B. NO. 31, OPP. GRAM PANCHAYAT OFFICE, ODE VIA - ANAND, DIST-ANAND, GUJARAT-388210, the Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0280523 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's BRANCH branch came to be assigned the code CBIN0280523.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0280523, money simply cannot be routed to the BRANCH branch electronically.
Account types you can open at the Branch branch
Once you have an account at Central Bank of India – BRANCH, the IFSC CBIN0280523 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Branch branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0280523
How to transfer money using IFSC CBIN0280523
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0280523 across all three.
How to use IFSC CBIN0280523 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0280523.
- Confirm the bank name auto-populates as Central Bank of India and the branch as BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0280523 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India BRANCH (IFSC CBIN0280523)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0280523 in your mobile or internet banking app, and the money is credited to the BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0280523 for Central Bank of India – BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0280523 | Yes – CBIN0280523 | Yes – CBIN0280523 |
For most retail customers crediting the Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0280523
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – BRANCH is still mapped to IFSC CBIN0280523. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0280523 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0280523 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0280523 and the account number together uniquely identify the Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – BRANCH:
- The IFSC is exactly CBIN0280523 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Branch branch
The branch is located at P.B. NO. 31, OPP. GRAM PANCHAYAT OFFICE, ODE VIA - ANAND, DIST-ANAND, GUJARAT-388210, which puts it inside Ode, the broader Anand district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Branch branch” — the verified location pin for IFSC CBIN0280523 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0280523 and your account number.
Verifying IFSC CBIN0280523 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0280523 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0280523 continue to work without interruption.
Branch address & contact
Central Bank of IndiaBranch Branch
P.B. NO. 31, OPP. GRAM PANCHAYAT OFFICE, ODE VIA - ANAND, DIST-ANAND, GUJARAT-388210
Ode, Gujarat
Phone: 22-22612008
IFSC: CBIN0280523
Frequently asked questions
How quickly will an NEFT transfer using CBIN0280523 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Branch reflect within 30 minutes.
Where is Central Bank of India Branch branch located?
Central Bank of India's Branch branch is located at P.B. NO. 31, OPP. GRAM PANCHAYAT OFFICE, ODE VIA - ANAND, DIST-ANAND, GUJARAT-388210, Ode, Gujarat.
What is the IFSC code of Central Bank of India Branch branch?
The IFSC code of Central Bank of India, Branch branch is CBIN0280523. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CBIN0280523 valid for NEFT and RTGS?
Yes. IFSC CBIN0280523 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Central Bank of India Branch branch?
You can reach the branch at 22-22612008 during regular banking hours.
Does Central Bank of India Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
How do I add Central Bank of India Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0280523, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CBIN0280523 the same for all accounts at Branch branch?
Yes. The IFSC CBIN0280523 is shared by every account held at Central Bank of India's Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code CBIN0280523 belongs to Central Bank of India's BRANCH branch, located at P.B. NO. 31, OPP. GRAM PANCHAYAT OFFICE, ODE VIA - ANAND, DIST-ANAND,… in ODE, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
