IFSC Code of Central Bank of India, K.L.S.College,Nawadah Branch, Bihar

If you are searching for the IFSC code of Central Bank of India, K.L.S.COLLEGE,NAWADAH branch in NAWADA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is CBIN0284032. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the K.L.S.COLLEGE,NAWADAH branch, and detailed step-by-step guides for using the IFSC CBIN0284032 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – K.L.S.COLLEGE,NAWADAH is CBIN0284032. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 284032 map to this branch in NAWADA, BIHAR.

Branch details at a glance

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The K.L.S.College,Nawadah branch — IFSC CBIN0284032 — extends the bank's services to customers in and around Nawada, Bihar.

About this branch

The branch is located at K.L.S.CAMPUS,SIKANDARA RD,NAWADAH,DIST NAWADAH,BIHAR 805110. It serves the Nawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0284032 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's K.L.S.COLLEGE,NAWADAH branch came to be assigned the code CBIN0284032.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0284032, money simply cannot be routed to the K.L.S.COLLEGE,NAWADAH branch electronically.

How to transfer money using IFSC CBIN0284032

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284032 across all three.

How to use IFSC CBIN0284032 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's K.L.S.COLLEGE,NAWADAH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CBIN0284032.
4. Confirm the bank name auto-populates as Central Bank of India and the branch as K.L.S.COLLEGE,NAWADAH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to K.L.S.COLLEGE,NAWADAH

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's K.L.S.COLLEGE,NAWADAH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0284032 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Central Bank of India – K.L.S.COLLEGE,NAWADAH, use IMPS. With IFSC CBIN0284032 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0284032 for Central Bank of India – K.L.S.COLLEGE,NAWADAH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the K.L.S.College,Nawadah branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CBIN0284032

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – K.L.S.COLLEGE,NAWADAH is still mapped to IFSC CBIN0284032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0284032 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the K.L.S.College,Nawadah branch is mapped to IFSC CBIN0284032 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0284032.

Banking services available

The K.L.S.College,Nawadah branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0284032

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0284032 and the account number together uniquely identify the K.L.S.College,Nawadah branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CBIN0284032

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the K.L.S.COLLEGE,NAWADAH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0284032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – K.L.S.COLLEGE,NAWADAH:

• The IFSC is exactly CBIN0284032 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and K.L.S.COLLEGE,NAWADAH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the K.L.S.College,Nawadah branch

The branch is located at K.L.S.CAMPUS,SIKANDARA RD,NAWADAH,DIST NAWADAH,BIHAR 805110, which puts it inside Nawada, the broader Nawada district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Central Bank of India K.L.S.College,Nawadah branch” — the verified location pin for IFSC CBIN0284032 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0284032 and your account number.

Verifying IFSC CBIN0284032 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0284032 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at K.L.S.College,Nawadah are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0284032 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0284032 is the IFSC code of Central Bank of India, K.L.S.COLLEGE,NAWADAH branch, in NAWADA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.