IFSC Code of Central Bank of India, Sahu Pokhar, Muzaffarpur Branch, Bihar

Use this page as a one-stop reference for everything related to Central Bank of India's SAHU POKHAR, MUZAFFARPUR branch in MUZAFFARPUR, BIHAR. The branch's IFSC code CBIN0282211 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – SAHU POKHAR, MUZAFFARPUR is CBIN0282211. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 282211 map to this branch in MUZAFFARPUR, BIHAR.

About the bank

Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahu Pokhar, Muzaffarpur branch in Muzaffarpur, Bihar is part of this network and uses the IFSC code CBIN0282211 for all electronic settlement.

Sahu Pokhar, Muzaffarpur branch overview

Located at SAHU POKHAR, PURANI BAZAR, MUZAFFARPUR,DIST-MUZAFFARPUR,BIHAR-842001, the Sahu Pokhar, Muzaffarpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0282211 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's SAHU POKHAR, MUZAFFARPUR branch came to be assigned the code CBIN0282211.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0282211, money simply cannot be routed to the SAHU POKHAR, MUZAFFARPUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0282211 and the account number together uniquely identify the Sahu Pokhar, Muzaffarpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC CBIN0282211

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0282211 across all three.

NEFT to Central Bank of India, SAHU POKHAR, MUZAFFARPUR using IFSC CBIN0282211

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0282211, and confirm that the system picks up Central Bank of India – SAHU POKHAR, MUZAFFARPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAHU POKHAR, MUZAFFARPUR

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's SAHU POKHAR, MUZAFFARPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0282211 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India SAHU POKHAR, MUZAFFARPUR (IFSC CBIN0282211)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0282211 in your mobile or internet banking app, and the money is credited to the SAHU POKHAR, MUZAFFARPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sahu Pokhar, Muzaffarpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0282211:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHU POKHAR, MUZAFFARPUR is still linked to IFSC CBIN0282211.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CBIN0282211

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SAHU POKHAR, MUZAFFARPUR is still mapped to IFSC CBIN0282211. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0282211 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sahu Pokhar, Muzaffarpur branch is mapped to IFSC CBIN0282211 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0282211.

Products and services

Customers walking into the Sahu Pokhar, Muzaffarpur branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0282211

Online banking and IFSC CBIN0282211

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the SAHU POKHAR, MUZAFFARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0282211 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sahu Pokhar, Muzaffarpur branch sits at SAHU POKHAR, PURANI BAZAR, MUZAFFARPUR,DIST-MUZAFFARPUR,BIHAR-842001. If you are travelling from outside Muzaffarpur, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0282211 and your account number.

Common mistakes to avoid when using IFSC CBIN0282211

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – SAHU POKHAR, MUZAFFARPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CBIN0282211.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahu Pokhar, Muzaffarpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0282211, however, work 24x7.

Verifying IFSC CBIN0282211 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0282211 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0282211 belongs to Central Bank of India's SAHU POKHAR, MUZAFFARPUR branch, located at SAHU POKHAR, PURANI BAZAR, MUZAFFARPUR,DIST-MUZAFFARPUR,BIHAR-842001 in MUZAFFARPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.