Below are the complete branch details for Central Bank of India, MURADEEH branch, located in MURADEEH, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0282881. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0282881 for Central Bank of India – MURADEEH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – MURADEEH is CBIN0282881. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 282881 map to this branch in MURADEEH, UTTAR PRADESH.
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Muradeeh branch in Muradeeh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0282881.
About the Muradeeh branch
The Muradeeh branch of Central Bank of India is situated at VILLAGE & P.O. MURADEEH,DIST BALLIA,UTTAR PRADESH 277209. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0282881 is used.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Muradeeh |
| IFSC Code | CBIN0282881 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE & P.O. MURADEEH,DIST BALLIA,UTTAR PRADESH 277209 |
| City | Muradeeh |
| District | Ballia |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MURADEEH of Central Bank of India — its own 11-character IFSC. The code CBIN0282881 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0282881 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Muradeeh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0282881 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CBIN0282881
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0282881 across all three.
How to use IFSC CBIN0282881 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's MURADEEH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0282881.
- Confirm the bank name auto-populates as Central Bank of India and the branch as MURADEEH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CBIN0282881
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – MURADEEH, ensure your bank's portal accepts IFSC CBIN0282881 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Central Bank of India MURADEEH (IFSC CBIN0282881)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0282881 in your mobile or internet banking app, and the money is credited to the MURADEEH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Muradeeh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0282881:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MURADEEH is still linked to IFSC CBIN0282881.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0282881
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – MURADEEH is still mapped to IFSC CBIN0282881. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0282881 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Muradeeh branch is mapped to IFSC CBIN0282881 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0282881.
Products and services
Customers walking into the Muradeeh branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0282881
Digital banking channels
Most day-to-day work that customers used to do at the Muradeeh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0282881 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Muradeeh branch
The branch is located at VILLAGE & P.O. MURADEEH,DIST BALLIA,UTTAR PRADESH 277209, which puts it inside Muradeeh, the broader Ballia district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Muradeeh branch” — the verified location pin for IFSC CBIN0282881 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0282881 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – MURADEEH:
- The IFSC is exactly CBIN0282881 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and MURADEEH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Muradeeh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0282881 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0282881 for Central Bank of India – MURADEEH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Central Bank of IndiaMuradeeh Branch
VILLAGE & P.O. MURADEEH,DIST BALLIA,UTTAR PRADESH 277209
Muradeeh, Uttar Pradesh
Phone: 22-22612008
IFSC: CBIN0282881
Frequently asked questions
How do I add Central Bank of India Muradeeh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0282881, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CBIN0282881 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0282881 to send funds instantly.
Is IFSC CBIN0282881 valid for NEFT and RTGS?
Yes. IFSC CBIN0282881 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CBIN0282881 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Muradeeh reflect within 30 minutes.
Does Central Bank of India Muradeeh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
What is the phone number of Central Bank of India Muradeeh branch?
You can reach the branch at 22-22612008 during regular banking hours.
Summary
The IFSC code CBIN0282881 belongs to Central Bank of India's MURADEEH branch, located at VILLAGE & P.O. MURADEEH,DIST BALLIA,UTTAR PRADESH 277209 in MURADEEH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
