IFSC Code of Canara Bank, Micro Fianace,Vishakapatnam Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Canara Bank's MICRO FIANACE,VISHAKAPATNAM branch in VISAKHAPATNAM, ANDHRA PRADESH. The branch's IFSC code CNRB0003395 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CNRB0003395 is the IFSC of Canara Bank's MICRO FIANACE,VISHAKAPATNAM branch. The format is fixed: CNRB = bank code, 0 = reserved, 003395 = branch identifier.

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Micro Fianace,Vishakapatnam branch in Visakhapatnam, Andhra Pradesh is part of this network and uses the IFSC code CNRB0003395 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at CANARA BANK, MICRO FINANCE BRANCH, PB NO. 2011 D.NO. 30-15-160, WARD NO. 17, DABASGARDENS MAIN ROAD, BESIDE PEN SCHOOL, SURYABAGH, VISAKHAPATNAM 530 020. It serves the Visakhapatnam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0003395 is used to identify this branch on the RBI payments network.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MICRO FIANACE,VISHAKAPATNAM of Canara Bank — its own 11-character IFSC. The code CNRB0003395 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003395 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Micro Fianace,Vishakapatnam branch is mapped to IFSC CNRB0003395 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0003395.

Products and services

Customers walking into the Micro Fianace,Vishakapatnam branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0003395

How to transfer money using IFSC CNRB0003395

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003395 across all three.

NEFT to Canara Bank, MICRO FIANACE,VISHAKAPATNAM using IFSC CNRB0003395

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003395, and confirm that the system picks up Canara Bank – MICRO FIANACE,VISHAKAPATNAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MICRO FIANACE,VISHAKAPATNAM

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's MICRO FIANACE,VISHAKAPATNAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003395 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank MICRO FIANACE,VISHAKAPATNAM (IFSC CNRB0003395)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003395 in your mobile or internet banking app, and the money is credited to the MICRO FIANACE,VISHAKAPATNAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Micro Fianace,Vishakapatnam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003395:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MICRO FIANACE,VISHAKAPATNAM is still linked to IFSC CNRB0003395.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's MICRO FIANACE,VISHAKAPATNAM branch, the IFSC CNRB0003395 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Micro Fianace,Vishakapatnam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003395 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003395 and the account number together uniquely identify the Micro Fianace,Vishakapatnam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC CNRB0003395

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – MICRO FIANACE,VISHAKAPATNAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CNRB0003395.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Micro Fianace,Vishakapatnam branch sits at CANARA BANK, MICRO FINANCE BRANCH, PB NO. 2011 D.NO. 30-15-160, WARD NO. 17, DABASGARDENS MAIN ROAD, BESIDE PEN SCHOOL, SURYABAGH, VISAKHAPATNAM 530 020. If you are travelling from outside Visakhapatnam, search for the branch on a maps application using the bank name and locality, or call 891-2547901 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0003395 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0003395 for Canara Bank – MICRO FIANACE,VISHAKAPATNAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Micro Fianace,Vishakapatnam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003395, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0003395 belongs to Canara Bank's MICRO FIANACE,VISHAKAPATNAM branch, located at CANARA BANK, MICRO FINANCE BRANCH, PB NO. 2011 D.NO. 30-15-160, WARD NO. 17,… in VISAKHAPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.