Use this page as a one-stop reference for everything related to Canara Bank's VAILANKANNI branch in VELANKANNI, TAMIL NADU. The branch's IFSC code CNRB0016421 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – VAILANKANNI is CNRB0016421. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016421 map to this branch in VELANKANNI, TAMIL NADU.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Vailankanni |
| IFSC Code | CNRB0016421 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ADMINISTRATIVE OFFICE OF THE SHRINE BASILICA VELANKANNI KILVELUR TALUK KEELAIYUR NAGAPATTINAM 611111 |
| City | Velankanni |
| District | Nagapattinam |
| State | Tamil Nadu |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Vailankanni branch in Velankanni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0016421.
About this branch
The branch is located at ADMINISTRATIVE OFFICE OF THE SHRINE BASILICA VELANKANNI KILVELUR TALUK KEELAIYUR NAGAPATTINAM 611111. It serves the Velankanni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0016421 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's VAILANKANNI branch came to be assigned the code CNRB0016421.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0016421, money simply cannot be routed to the VAILANKANNI branch electronically.
How to transfer money using IFSC CNRB0016421
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0016421 across all three.
How to use IFSC CNRB0016421 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's VAILANKANNI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0016421.
- Confirm the bank name auto-populates as Canara Bank and the branch as VAILANKANNI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0016421
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – VAILANKANNI, ensure your bank's portal accepts IFSC CNRB0016421 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – VAILANKANNI, use IMPS. With IFSC CNRB0016421 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0016421 for Canara Bank – VAILANKANNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0016421 | Yes – CNRB0016421 | Yes – CNRB0016421 |
For most retail customers crediting the Vailankanni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0016421
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – VAILANKANNI is still mapped to IFSC CNRB0016421. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0016421 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vailankanni branch
Once you have an account at Canara Bank – VAILANKANNI, the IFSC CNRB0016421 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vailankanni branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0016421
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0016421 and the account number together uniquely identify the Vailankanni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0016421
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the VAILANKANNI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0016421 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0016421
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – VAILANKANNI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0016421. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vailankanni branch sits at ADMINISTRATIVE OFFICE OF THE SHRINE BASILICA VELANKANNI KILVELUR TALUK KEELAIYUR NAGAPATTINAM 611111. If you are travelling from outside Velankanni, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0016421 and your account number.
Verifying IFSC CNRB0016421 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0016421 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vailankanni are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0016421 continue to work without interruption.
Branch address & contact
Canara BankVailankanni Branch
ADMINISTRATIVE OFFICE OF THE SHRINE BASILICA VELANKANNI KILVELUR TALUK KEELAIYUR NAGAPATTINAM 611111
Velankanni, Tamil Nadu
Phone: the branch contact number
IFSC: CNRB0016421
Frequently asked questions
Is IFSC CNRB0016421 valid for NEFT and RTGS?
Yes. IFSC CNRB0016421 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CNRB0016421 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Vailankanni reflect within 30 minutes.
Where is Canara Bank Vailankanni branch located?
Canara Bank's Vailankanni branch is located at ADMINISTRATIVE OFFICE OF THE SHRINE BASILICA VELANKANNI KILVELUR TALUK KEELAIYUR NAGAPATTINAM 611111, Velankanni, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vailankanni branch but serve different purposes.
How do I add Canara Bank Vailankanni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0016421, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Canara Bank Vailankanni branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: CNRB0016421 is the IFSC code of Canara Bank, VAILANKANNI branch, in VELANKANNI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
