Below are the complete branch details for Canara Bank, VAIKOM branch, located in VAIKOM, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0004670. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0004670 for Canara Bank – VAIKOM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's VAIKOM branch, the IFSC CNRB0004670 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 004670 identifies this particular branch.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Vaikom branch in Vaikom. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0004670.
Vaikom branch overview
Located at FIRST FLOOR, MANNAMKERIL COMPLEX, BUS STAND ROAD, VALIYA KAVALA, VAIKOM - 686141, the Vaikom branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0004670 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Vaikom |
| IFSC Code | CNRB0004670 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, MANNAMKERIL COMPLEX, BUS STAND ROAD, VALIYA KAVALA, VAIKOM - 686141 |
| City | Vaikom |
| District | Kottayam |
| State | Kerala |
| STD Code | 91 |
| Phone | 1234567890 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's VAIKOM branch came to be assigned the code CNRB0004670.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004670, money simply cannot be routed to the VAIKOM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004670 and the account number together uniquely identify the Vaikom branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0004670
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004670 across all three.
How to use IFSC CNRB0004670 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's VAIKOM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0004670.
- Confirm the bank name auto-populates as Canara Bank and the branch as VAIKOM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VAIKOM
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's VAIKOM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004670 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank VAIKOM (IFSC CNRB0004670)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004670 in your mobile or internet banking app, and the money is credited to the VAIKOM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004670 for Canara Bank – VAIKOM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004670 | Yes – CNRB0004670 | Yes – CNRB0004670 |
For most retail customers crediting the Vaikom branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0004670
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – VAIKOM is still mapped to IFSC CNRB0004670. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004670 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vaikom branch is mapped to IFSC CNRB0004670 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004670.
Products and services
Customers walking into the Vaikom branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0004670
Digital banking channels
Most day-to-day work that customers used to do at the Vaikom branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0004670 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Vaikom branch sits at FIRST FLOOR, MANNAMKERIL COMPLEX, BUS STAND ROAD, VALIYA KAVALA, VAIKOM - 686141. If you are travelling from outside Vaikom, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004670 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – VAIKOM:
- The IFSC is exactly CNRB0004670 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and VAIKOM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Vaikom are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0004670 continue to work without interruption.
Verifying IFSC CNRB0004670 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004670 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankVaikom Branch
FIRST FLOOR, MANNAMKERIL COMPLEX, BUS STAND ROAD, VALIYA KAVALA, VAIKOM - 686141
Vaikom, Kerala
Phone: 91-1234567890
IFSC: CNRB0004670
Frequently asked questions
How quickly will an NEFT transfer using CNRB0004670 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Vaikom reflect within 30 minutes.
Can I use IFSC CNRB0004670 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004670 to send funds instantly.
What is the phone number of Canara Bank Vaikom branch?
You can reach the branch at 91-1234567890 during regular banking hours.
Is IFSC CNRB0004670 valid for NEFT and RTGS?
Yes. IFSC CNRB0004670 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Vaikom branch?
The IFSC code of Canara Bank, Vaikom branch is CNRB0004670. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Vaikom branch located?
Canara Bank's Vaikom branch is located at FIRST FLOOR, MANNAMKERIL COMPLEX, BUS STAND ROAD, VALIYA KAVALA, VAIKOM - 686141, Vaikom, Kerala.
Is IFSC CNRB0004670 the same for all accounts at Vaikom branch?
Yes. The IFSC CNRB0004670 is shared by every account held at Canara Bank's Vaikom branch. Only the account number changes from customer to customer.
How do I add Canara Bank Vaikom as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004670, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0004670 belongs to Canara Bank's VAIKOM branch, located at FIRST FLOOR, MANNAMKERIL COMPLEX, BUS STAND ROAD, VALIYA KAVALA, VAIKOM - 686141 in VAIKOM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
