Below are the complete branch details for Canara Bank, TOWN BRANCH, UDUPI branch, located in UDUPI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0000630. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0000630 for Canara Bank – TOWN BRANCH, UDUPI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – TOWN BRANCH, UDUPI is CNRB0000630. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000630 map to this branch in UDUPI, KARNATAKA.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Town Branch, Udupi branch in Udupi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0000630.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Town Branch, Udupi |
| IFSC Code | CNRB0000630 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO. 28, KANAKADASA ROAD, UDUPI 576101 |
| City | Udupi |
| District | Udupi |
| State | Karnataka |
| STD Code | 820 |
| Phone | 2520546 |
About the Town Branch, Udupi branch
The Town Branch, Udupi branch of Canara Bank is situated at P B NO. 28, KANAKADASA ROAD, UDUPI 576101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0000630 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TOWN BRANCH, UDUPI of Canara Bank — its own 11-character IFSC. The code CNRB0000630 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0000630 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Town Branch, Udupi branch
Once you have an account at Canara Bank – TOWN BRANCH, UDUPI, the IFSC CNRB0000630 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Town Branch, Udupi branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0000630
How to transfer money using IFSC CNRB0000630
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0000630 across all three.
NEFT to Canara Bank, TOWN BRANCH, UDUPI using IFSC CNRB0000630
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0000630, and confirm that the system picks up Canara Bank – TOWN BRANCH, UDUPI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0000630
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – TOWN BRANCH, UDUPI, ensure your bank's portal accepts IFSC CNRB0000630 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank TOWN BRANCH, UDUPI (IFSC CNRB0000630)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0000630 in your mobile or internet banking app, and the money is credited to the TOWN BRANCH, UDUPI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Town Branch, Udupi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0000630:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TOWN BRANCH, UDUPI is still linked to IFSC CNRB0000630.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's TOWN BRANCH, UDUPI branch, the IFSC CNRB0000630 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0000630
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the TOWN BRANCH, UDUPI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0000630 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Town Branch, Udupi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0000630 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0000630
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – TOWN BRANCH, UDUPI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0000630. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Town Branch, Udupi branch sits at P B NO. 28, KANAKADASA ROAD, UDUPI 576101. If you are travelling from outside Udupi, search for the branch on a maps application using the bank name and locality, or call 820-2520546 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0000630 and your account number.
Verifying IFSC CNRB0000630 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0000630 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 820-2520546.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Town Branch, Udupi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0000630 continue to work without interruption.
Branch address & contact
Canara BankTown Branch, Udupi Branch
P B NO. 28, KANAKADASA ROAD, UDUPI 576101
Udupi, Karnataka
Phone: 820-2520546
IFSC: CNRB0000630
Frequently asked questions
What is the phone number of Canara Bank Town Branch, Udupi branch?
You can reach the branch at 820-2520546 during regular banking hours.
How quickly will an NEFT transfer using CNRB0000630 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Town Branch, Udupi reflect within 30 minutes.
Is IFSC CNRB0000630 the same for all accounts at Town Branch, Udupi branch?
Yes. The IFSC CNRB0000630 is shared by every account held at Canara Bank's Town Branch, Udupi branch. Only the account number changes from customer to customer.
Is IFSC CNRB0000630 valid for NEFT and RTGS?
Yes. IFSC CNRB0000630 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Town Branch, Udupi branch but serve different purposes.
What is the IFSC code of Canara Bank Town Branch, Udupi branch?
The IFSC code of Canara Bank, Town Branch, Udupi branch is CNRB0000630. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC CNRB0000630 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0000630 to send funds instantly.
Summary
The IFSC code CNRB0000630 belongs to Canara Bank's TOWN BRANCH, UDUPI branch, located at P B NO. 28, KANAKADASA ROAD, UDUPI 576101 in UDUPI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
