If you are searching for the IFSC code of Canara Bank, MALLAMGUNTA branch in TIRUPATI, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0013246. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALLAMGUNTA branch, and detailed step-by-step guides for using the IFSC CNRB0013246 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0013246 is the IFSC of Canara Bank's MALLAMGUNTA branch. The format is fixed: CNRB = bank code, 0 = reserved, 013246 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Mallamgunta branch in Tirupati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0013246.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Mallamgunta |
| IFSC Code | CNRB0013246 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAGANNADHA NAIDU HOUSE ROYAL CHERUVU RD MALLAMGUNTA VENDANTAPURAM TIRUPATHI CHITTOOR A P 517507 |
| City | Tirupati |
| District | Chittoor |
| State | Andhra Pradesh |
About the Mallamgunta branch
The Mallamgunta branch of Canara Bank is situated at JAGANNADHA NAIDU HOUSE ROYAL CHERUVU RD MALLAMGUNTA VENDANTAPURAM TIRUPATHI CHITTOOR A P 517507. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0013246 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's MALLAMGUNTA branch came to be assigned the code CNRB0013246.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0013246, money simply cannot be routed to the MALLAMGUNTA branch electronically.
Products and account variants supported
Every account opened at the Mallamgunta branch is mapped to IFSC CNRB0013246 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0013246.
Products and services
Customers walking into the Mallamgunta branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0013246
How to transfer money using IFSC CNRB0013246
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0013246 across all three.
How to use IFSC CNRB0013246 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's MALLAMGUNTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0013246.
- Confirm the bank name auto-populates as Canara Bank and the branch as MALLAMGUNTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MALLAMGUNTA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's MALLAMGUNTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0013246 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank MALLAMGUNTA (IFSC CNRB0013246)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0013246 in your mobile or internet banking app, and the money is credited to the MALLAMGUNTA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0013246 for Canara Bank – MALLAMGUNTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0013246 | Yes – CNRB0013246 | Yes – CNRB0013246 |
For most retail customers crediting the Mallamgunta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0013246
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – MALLAMGUNTA is still mapped to IFSC CNRB0013246. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0013246 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mallamgunta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0013246 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0013246 and the account number together uniquely identify the Mallamgunta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0013246
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – MALLAMGUNTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0013246. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mallamgunta branch
The branch is located at JAGANNADHA NAIDU HOUSE ROYAL CHERUVU RD MALLAMGUNTA VENDANTAPURAM TIRUPATHI CHITTOOR A P 517507, which puts it inside Tirupati, the broader Chittoor district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Mallamgunta branch” — the verified location pin for IFSC CNRB0013246 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0013246 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0013246 for Canara Bank – MALLAMGUNTA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mallamgunta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0013246, however, work 24x7.
Branch address & contact
Canara BankMallamgunta Branch
JAGANNADHA NAIDU HOUSE ROYAL CHERUVU RD MALLAMGUNTA VENDANTAPURAM TIRUPATHI CHITTOOR A P 517507
Tirupati, Andhra Pradesh
Phone: the branch contact number
IFSC: CNRB0013246
Frequently asked questions
How quickly will an NEFT transfer using CNRB0013246 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Mallamgunta reflect within 30 minutes.
Where is Canara Bank Mallamgunta branch located?
Canara Bank's Mallamgunta branch is located at JAGANNADHA NAIDU HOUSE ROYAL CHERUVU RD MALLAMGUNTA VENDANTAPURAM TIRUPATHI CHITTOOR A P 517507, Tirupati, Andhra Pradesh.
How do I add Canara Bank Mallamgunta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0013246, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0013246 valid for NEFT and RTGS?
Yes. IFSC CNRB0013246 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mallamgunta branch but serve different purposes.
Does Canara Bank Mallamgunta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code CNRB0013246 belongs to Canara Bank's MALLAMGUNTA branch, located at JAGANNADHA NAIDU HOUSE ROYAL CHERUVU RD MALLAMGUNTA VENDANTAPURAM TIRUPATHI… in TIRUPATI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
