IFSC Code of Canara Bank, Specialised Mid Corporate Branch Surat Main Branch, Gujarat

Use this page as a one-stop reference for everything related to Canara Bank's SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch in SURAT, GUJARAT. The branch's IFSC code CNRB0017170 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Canara Bank's SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch, the IFSC CNRB0017170 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 017170 identifies this particular branch.

About Canara Bank

Canara Bank operates a wide network of branches across India, including the Specialised Mid Corporate Branch Surat Main branch in Surat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0017170.

Branch details at a glance

About the Specialised Mid Corporate Branch Surat Main branch

The Specialised Mid Corporate Branch Surat Main branch of Canara Bank is situated at RATAN KUTIR BLDG SALABATPURA MAIN RD SURAT 395003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0017170 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch came to be assigned the code CNRB0017170.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0017170, money simply cannot be routed to the SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch electronically.

Account types you can open at the Specialised Mid Corporate Branch Surat Main branch

Once you have an account at Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN, the IFSC CNRB0017170 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Specialised Mid Corporate Branch Surat Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0017170

How to transfer money using IFSC CNRB0017170

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0017170 across all three.

NEFT to Canara Bank, SPECIALISED MID CORPORATE BRANCH SURAT MAIN using IFSC CNRB0017170

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0017170, and confirm that the system picks up Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CNRB0017170

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN, ensure your bank's portal accepts IFSC CNRB0017170 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Canara Bank SPECIALISED MID CORPORATE BRANCH SURAT MAIN (IFSC CNRB0017170)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0017170 in your mobile or internet banking app, and the money is credited to the SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0017170 for Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Specialised Mid Corporate Branch Surat Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CNRB0017170

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN is still mapped to IFSC CNRB0017170. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0017170 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CNRB0017170

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0017170 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0017170 and the account number together uniquely identify the Specialised Mid Corporate Branch Surat Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN:

• The IFSC is exactly CNRB0017170 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and SPECIALISED MID CORPORATE BRANCH SURAT MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Specialised Mid Corporate Branch Surat Main branch

The branch is located at RATAN KUTIR BLDG SALABATPURA MAIN RD SURAT 395003, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Specialised Mid Corporate Branch Surat Main branch” — the verified location pin for IFSC CNRB0017170 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0017170 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0017170 for Canara Bank – SPECIALISED MID CORPORATE BRANCH SURAT MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Specialised Mid Corporate Branch Surat Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0017170 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0017170 belongs to Canara Bank's SPECIALISED MID CORPORATE BRANCH SURAT MAIN branch, located at RATAN KUTIR BLDG SALABATPURA MAIN RD SURAT 395003 in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.