This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, BIKNA branch in SULTANPUR. The 11-digit IFSC CNRB0003695 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the BIKNA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – BIKNA is CNRB0003695. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003695 map to this branch in SULTANPUR, UTTAR PRADESH.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bikna branch in Sultanpur, Uttar Pradesh is part of this network and uses the IFSC code CNRB0003695 for all electronic settlement.
About this branch
The branch is located at CANARA BANK, VILLAGE POST - BIKNA, DISTRICT - SULTANPUR 227408. It serves the Sultanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0003695 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bikna |
| IFSC Code | CNRB0003695 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, VILLAGE POST - BIKNA, DISTRICT - SULTANPUR 227408 |
| City | Sultanpur |
| District | Sultanpur |
| State | Uttar Pradesh |
| STD Code | 5362 |
| Phone | 255044 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's BIKNA branch came to be assigned the code CNRB0003695.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003695, money simply cannot be routed to the BIKNA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003695 and the account number together uniquely identify the Bikna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0003695
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003695 across all three.
NEFT to Canara Bank, BIKNA using IFSC CNRB0003695
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003695, and confirm that the system picks up Canara Bank – BIKNA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BIKNA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's BIKNA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003695 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank BIKNA (IFSC CNRB0003695)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003695 in your mobile or internet banking app, and the money is credited to the BIKNA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003695 for Canara Bank – BIKNA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003695 | Yes – CNRB0003695 | Yes – CNRB0003695 |
For most retail customers crediting the Bikna branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0003695
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – BIKNA is still mapped to IFSC CNRB0003695. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003695 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bikna branch is mapped to IFSC CNRB0003695 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003695.
Products and services
Customers walking into the Bikna branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003695
Online banking and IFSC CNRB0003695
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BIKNA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0003695 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bikna branch
The branch is located at CANARA BANK, VILLAGE POST - BIKNA, DISTRICT - SULTANPUR 227408, which puts it inside Sultanpur, the broader Sultanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Bikna branch” — the verified location pin for IFSC CNRB0003695 should appear at the top of the results.
- Confirm the branch is open by calling 5362-255044 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003695 and your account number.
Common mistakes to avoid when using IFSC CNRB0003695
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – BIKNA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003695. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bikna branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003695, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0003695 for Canara Bank – BIKNA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Canara BankBikna Branch
CANARA BANK, VILLAGE POST - BIKNA, DISTRICT - SULTANPUR 227408
Sultanpur, Uttar Pradesh
Phone: 5362-255044
IFSC: CNRB0003695
Frequently asked questions
Where is Canara Bank Bikna branch located?
Canara Bank's Bikna branch is located at CANARA BANK, VILLAGE POST - BIKNA, DISTRICT - SULTANPUR 227408, Sultanpur, Uttar Pradesh.
Does Canara Bank Bikna branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5362-255044 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bikna branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0003695 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Bikna reflect within 30 minutes.
What is the phone number of Canara Bank Bikna branch?
You can reach the branch at 5362-255044 during regular banking hours.
Is IFSC CNRB0003695 valid for NEFT and RTGS?
Yes. IFSC CNRB0003695 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CNRB0003695 is the IFSC code of Canara Bank, BIKNA branch, in SULTANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
