This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, KENCHANAGUDDA branch in SIRUGUPPA. The 11-digit IFSC CNRB0010646 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the KENCHANAGUDDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0010646 is the IFSC of Canara Bank's KENCHANAGUDDA branch. The format is fixed: CNRB = bank code, 0 = reserved, 010646 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kenchanagudda branch in Siruguppa, Karnataka is part of this network and uses the IFSC code CNRB0010646 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kenchanagudda |
| IFSC Code | CNRB0010646 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO 238 2ND ROAD VILL KENCHANAGUDDA TQ SIRUGUPPA DIST BALLARI BALLARI KARNATAKA INDIA 583121 |
| City | Siruguppa |
| District | Bellary |
| State | Karnataka |
About this branch
The branch is located at D NO 238 2ND ROAD VILL KENCHANAGUDDA TQ SIRUGUPPA DIST BALLARI BALLARI KARNATAKA INDIA 583121. It serves the Siruguppa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0010646 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's KENCHANAGUDDA branch came to be assigned the code CNRB0010646.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0010646, money simply cannot be routed to the KENCHANAGUDDA branch electronically.
Products and account variants supported
Every account opened at the Kenchanagudda branch is mapped to IFSC CNRB0010646 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0010646.
Banking services available
The Kenchanagudda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0010646
How to transfer money using IFSC CNRB0010646
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0010646 across all three.
How to use IFSC CNRB0010646 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KENCHANAGUDDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0010646.
- Confirm the bank name auto-populates as Canara Bank and the branch as KENCHANAGUDDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KENCHANAGUDDA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KENCHANAGUDDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0010646 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KENCHANAGUDDA (IFSC CNRB0010646)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0010646 in your mobile or internet banking app, and the money is credited to the KENCHANAGUDDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0010646 for Canara Bank – KENCHANAGUDDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0010646 | Yes – CNRB0010646 | Yes – CNRB0010646 |
For most retail customers crediting the Kenchanagudda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KENCHANAGUDDA branch, the IFSC CNRB0010646 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0010646
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KENCHANAGUDDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0010646 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kenchanagudda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0010646 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0010646
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – KENCHANAGUDDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0010646. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kenchanagudda branch
The branch is located at D NO 238 2ND ROAD VILL KENCHANAGUDDA TQ SIRUGUPPA DIST BALLARI BALLARI KARNATAKA INDIA 583121, which puts it inside Siruguppa, the broader Bellary district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kenchanagudda branch” — the verified location pin for IFSC CNRB0010646 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0010646 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0010646 for Canara Bank – KENCHANAGUDDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kenchanagudda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0010646, however, work 24x7.
Branch address & contact
Canara BankKenchanagudda Branch
D NO 238 2ND ROAD VILL KENCHANAGUDDA TQ SIRUGUPPA DIST BALLARI BALLARI KARNATAKA INDIA 583121
Siruguppa, Karnataka
Phone: the branch contact number
IFSC: CNRB0010646
Frequently asked questions
Is IFSC CNRB0010646 the same for all accounts at Kenchanagudda branch?
Yes. The IFSC CNRB0010646 is shared by every account held at Canara Bank's Kenchanagudda branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0010646 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0010646 to send funds instantly.
What is the IFSC code of Canara Bank Kenchanagudda branch?
The IFSC code of Canara Bank, Kenchanagudda branch is CNRB0010646. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Kenchanagudda branch located?
Canara Bank's Kenchanagudda branch is located at D NO 238 2ND ROAD VILL KENCHANAGUDDA TQ SIRUGUPPA DIST BALLARI BALLARI KARNATAKA INDIA 583121, Siruguppa, Karnataka.
Is IFSC CNRB0010646 valid for NEFT and RTGS?
Yes. IFSC CNRB0010646 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Kenchanagudda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0010646, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0010646 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kenchanagudda reflect within 30 minutes.
Summary
The IFSC code CNRB0010646 belongs to Canara Bank's KENCHANAGUDDA branch, located at D NO 238 2ND ROAD VILL KENCHANAGUDDA TQ SIRUGUPPA DIST BALLARI BALLARI… in SIRUGUPPA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
