Below are the complete branch details for Canara Bank, SHIMLA branch, located in SIMLA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0001964. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0001964 for Canara Bank – SHIMLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's SHIMLA branch, the IFSC CNRB0001964 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 001964 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Shimla |
| IFSC Code | CNRB0001964 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PRIME ROSE NO.1,, PANCHAYATBHAVAN BUS STAND, SHIMLA 171001 |
| City | Simla |
| District | Simla |
| State | Himachal Pradesh |
| STD Code | 177 |
| Phone | 2650542 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shimla branch in Simla, Himachal Pradesh is part of this network and uses the IFSC code CNRB0001964 for all electronic settlement.
About this branch
The branch is located at PRIME ROSE NO.1,, PANCHAYATBHAVAN BUS STAND, SHIMLA 171001. It serves the Simla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0001964 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SHIMLA branch came to be assigned the code CNRB0001964.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001964, money simply cannot be routed to the SHIMLA branch electronically.
How to transfer money using IFSC CNRB0001964
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001964 across all three.
How to use IFSC CNRB0001964 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SHIMLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0001964.
- Confirm the bank name auto-populates as Canara Bank and the branch as SHIMLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHIMLA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SHIMLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0001964 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank SHIMLA (IFSC CNRB0001964)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0001964 in your mobile or internet banking app, and the money is credited to the SHIMLA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Shimla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0001964:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIMLA is still linked to IFSC CNRB0001964.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0001964
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SHIMLA is still mapped to IFSC CNRB0001964. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0001964 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Shimla branch is mapped to IFSC CNRB0001964 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0001964.
Banking services available
The Shimla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 177-2650542.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0001964
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0001964 and the account number together uniquely identify the Shimla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Shimla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0001964 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0001964
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SHIMLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0001964. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shimla branch sits at PRIME ROSE NO.1,, PANCHAYATBHAVAN BUS STAND, SHIMLA 171001. If you are travelling from outside Simla, search for the branch on a maps application using the bank name and locality, or call 177-2650542 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0001964 and your account number.
Verifying IFSC CNRB0001964 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0001964 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 177-2650542.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shimla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001964 continue to work without interruption.
Branch address & contact
Canara BankShimla Branch
PRIME ROSE NO.1,, PANCHAYATBHAVAN BUS STAND, SHIMLA 171001
Simla, Himachal Pradesh
Phone: 177-2650542
IFSC: CNRB0001964
Frequently asked questions
Where is Canara Bank Shimla branch located?
Canara Bank's Shimla branch is located at PRIME ROSE NO.1,, PANCHAYATBHAVAN BUS STAND, SHIMLA 171001, Simla, Himachal Pradesh.
What is the IFSC code of Canara Bank Shimla branch?
The IFSC code of Canara Bank, Shimla branch is CNRB0001964. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Canara Bank Shimla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 177-2650542 to confirm.
Can I use IFSC CNRB0001964 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0001964 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shimla branch but serve different purposes.
Is IFSC CNRB0001964 the same for all accounts at Shimla branch?
Yes. The IFSC CNRB0001964 is shared by every account held at Canara Bank's Shimla branch. Only the account number changes from customer to customer.
Is IFSC CNRB0001964 valid for NEFT and RTGS?
Yes. IFSC CNRB0001964 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Shimla branch?
You can reach the branch at 177-2650542 during regular banking hours.
Summary
The IFSC code CNRB0001964 belongs to Canara Bank's SHIMLA branch, located at PRIME ROSE NO.1,, PANCHAYATBHAVAN BUS STAND, SHIMLA 171001 in SIMLA, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
