Below are the complete branch details for Canara Bank, SILCHAR R O branch, located in SILCHAR, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0008314. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0008314 for Canara Bank – SILCHAR R O — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – SILCHAR R O is CNRB0008314. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008314 map to this branch in SILCHAR, ASSAM.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Silchar R O |
| IFSC Code | CNRB0008314 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOBHANA SUPER MARKET,I FLOOR,RANGIRKHARI,N S AVENEUE,SILCHAR( ASSAM )-788005 |
| City | Silchar |
| District | Cachar |
| State | Assam |
| STD Code | 3842 |
| Phone | 221125 |
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Silchar R O branch — IFSC CNRB0008314 — extends the bank's services to customers in and around Silchar, Assam.
About this branch
The branch is located at SHOBHANA SUPER MARKET,I FLOOR,RANGIRKHARI,N S AVENEUE,SILCHAR( ASSAM )-788005. It serves the Silchar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0008314 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SILCHAR R O of Canara Bank — its own 11-character IFSC. The code CNRB0008314 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0008314 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0008314
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008314 across all three.
How to use IFSC CNRB0008314 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SILCHAR R O branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0008314.
- Confirm the bank name auto-populates as Canara Bank and the branch as SILCHAR R O.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SILCHAR R O
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SILCHAR R O branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0008314 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank SILCHAR R O (IFSC CNRB0008314)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0008314 in your mobile or internet banking app, and the money is credited to the SILCHAR R O branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Silchar R O
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0008314:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SILCHAR R O is still linked to IFSC CNRB0008314.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SILCHAR R O branch, the IFSC CNRB0008314 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Silchar R O branch is mapped to IFSC CNRB0008314 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0008314.
Products and services
Customers walking into the Silchar R O branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0008314
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0008314 and the account number together uniquely identify the Silchar R O branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0008314
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SILCHAR R O branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0008314 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SILCHAR R O:
- The IFSC is exactly CNRB0008314 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and SILCHAR R O as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Silchar R O branch
The branch is located at SHOBHANA SUPER MARKET,I FLOOR,RANGIRKHARI,N S AVENEUE,SILCHAR( ASSAM )-788005, which puts it inside Silchar, the broader Cachar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Silchar R O branch” — the verified location pin for IFSC CNRB0008314 should appear at the top of the results.
- Confirm the branch is open by calling 3842-221125 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0008314 and your account number.
Verifying IFSC CNRB0008314 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0008314 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3842-221125.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Silchar R O are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0008314 continue to work without interruption.
Branch address & contact
Canara BankSilchar R O Branch
SHOBHANA SUPER MARKET,I FLOOR,RANGIRKHARI,N S AVENEUE,SILCHAR( ASSAM )-788005
Silchar, Assam
Phone: 3842-221125
IFSC: CNRB0008314
Frequently asked questions
Is IFSC CNRB0008314 valid for NEFT and RTGS?
Yes. IFSC CNRB0008314 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Silchar R O branch?
You can reach the branch at 3842-221125 during regular banking hours.
How quickly will an NEFT transfer using CNRB0008314 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Silchar R O reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Silchar R O branch but serve different purposes.
How do I add Canara Bank Silchar R O as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0008314, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0008314 the same for all accounts at Silchar R O branch?
Yes. The IFSC CNRB0008314 is shared by every account held at Canara Bank's Silchar R O branch. Only the account number changes from customer to customer.
Does Canara Bank Silchar R O branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3842-221125 to confirm.
Summary
The IFSC code CNRB0008314 belongs to Canara Bank's SILCHAR R O branch, located at SHOBHANA SUPER MARKET,I FLOOR,RANGIRKHARI,N S AVENEUE,SILCHAR( ASSAM )-788005 in SILCHAR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
