Below are the complete branch details for Canara Bank, SILCHAR branch, located in SILCHAR, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0003050. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0003050 for Canara Bank – SILCHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's SILCHAR branch, the IFSC CNRB0003050 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 003050 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Silchar branch in Silchar, Assam is part of this network and uses the IFSC code CNRB0003050 for all electronic settlement.
About this branch
The branch is located at IST FLOOR, SHOBHANA SUPER MARKET, N S AVENUE ,RANGERKHIRI SILCHAR -788005. It serves the Silchar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0003050 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Silchar |
| IFSC Code | CNRB0003050 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IST FLOOR, SHOBHANA SUPER MARKET, N S AVENUE ,RANGERKHIRI SILCHAR -788005 |
| City | Silchar |
| District | Cachar |
| State | Assam |
| STD Code | 3842 |
| Phone | 221125 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SILCHAR branch came to be assigned the code CNRB0003050.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003050, money simply cannot be routed to the SILCHAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003050 and the account number together uniquely identify the Silchar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0003050
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003050 across all three.
How to use IFSC CNRB0003050 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SILCHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0003050.
- Confirm the bank name auto-populates as Canara Bank and the branch as SILCHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SILCHAR
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SILCHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003050 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – SILCHAR, use IMPS. With IFSC CNRB0003050 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003050 for Canara Bank – SILCHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003050 | Yes – CNRB0003050 | Yes – CNRB0003050 |
For most retail customers crediting the Silchar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0003050
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SILCHAR is still mapped to IFSC CNRB0003050. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003050 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Silchar branch is mapped to IFSC CNRB0003050 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003050.
Products and services
Customers walking into the Silchar branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003050
Digital banking channels
Most day-to-day work that customers used to do at the Silchar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003050 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Silchar branch
The branch is located at IST FLOOR, SHOBHANA SUPER MARKET, N S AVENUE ,RANGERKHIRI SILCHAR -788005, which puts it inside Silchar, the broader Cachar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Silchar branch” — the verified location pin for IFSC CNRB0003050 should appear at the top of the results.
- Confirm the branch is open by calling 3842-221125 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003050 and your account number.
Common mistakes to avoid when using IFSC CNRB0003050
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SILCHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003050. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Silchar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0003050 continue to work without interruption.
Verifying IFSC CNRB0003050 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003050 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3842-221125.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankSilchar Branch
IST FLOOR, SHOBHANA SUPER MARKET, N S AVENUE ,RANGERKHIRI SILCHAR -788005
Silchar, Assam
Phone: 3842-221125
IFSC: CNRB0003050
Frequently asked questions
How quickly will an NEFT transfer using CNRB0003050 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Silchar reflect within 30 minutes.
Where is Canara Bank Silchar branch located?
Canara Bank's Silchar branch is located at IST FLOOR, SHOBHANA SUPER MARKET, N S AVENUE ,RANGERKHIRI SILCHAR -788005, Silchar, Assam.
What is the phone number of Canara Bank Silchar branch?
You can reach the branch at 3842-221125 during regular banking hours.
Is IFSC CNRB0003050 valid for NEFT and RTGS?
Yes. IFSC CNRB0003050 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Canara Bank Silchar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003050, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Canara Bank Silchar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3842-221125 to confirm.
What is the IFSC code of Canara Bank Silchar branch?
The IFSC code of Canara Bank, Silchar branch is CNRB0003050. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0003050 belongs to Canara Bank's SILCHAR branch, located at IST FLOOR, SHOBHANA SUPER MARKET, N S AVENUE ,RANGERKHIRI SILCHAR -788005 in SILCHAR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
