If you are searching for the IFSC code of Canara Bank, SIDHI branch in SIDHI, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0003944. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIDHI branch, and detailed step-by-step guides for using the IFSC CNRB0003944 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0003944 is the IFSC of Canara Bank's SIDHI branch. The format is fixed: CNRB = bank code, 0 = reserved, 003944 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Sidhi branch in Sidhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0003944.
About the Sidhi branch
The Sidhi branch of Canara Bank is situated at CANARA BANK, BEHIND ADITYA LOK HOTEL, NEAR PUJA PARK, SIDHI DIST. SIDHI M P PINCODE 486661. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0003944 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Sidhi |
| IFSC Code | CNRB0003944 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, BEHIND ADITYA LOK HOTEL, NEAR PUJA PARK, SIDHI DIST. SIDHI M P PINCODE 486661 |
| City | Sidhi |
| District | Sidhi |
| State | Madhya Pradesh |
| STD Code | 7822 |
| Phone | 250272 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIDHI of Canara Bank — its own 11-character IFSC. The code CNRB0003944 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003944 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sidhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003944 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0003944
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003944 across all three.
How to use IFSC CNRB0003944 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SIDHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0003944.
- Confirm the bank name auto-populates as Canara Bank and the branch as SIDHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0003944
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SIDHI, ensure your bank's portal accepts IFSC CNRB0003944 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank SIDHI (IFSC CNRB0003944)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003944 in your mobile or internet banking app, and the money is credited to the SIDHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003944 for Canara Bank – SIDHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003944 | Yes – CNRB0003944 | Yes – CNRB0003944 |
For most retail customers crediting the Sidhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0003944
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SIDHI is still mapped to IFSC CNRB0003944. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003944 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sidhi branch is mapped to IFSC CNRB0003944 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003944.
Products and services
Customers walking into the Sidhi branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003944
Digital banking channels
Most day-to-day work that customers used to do at the Sidhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003944 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sidhi branch sits at CANARA BANK, BEHIND ADITYA LOK HOTEL, NEAR PUJA PARK, SIDHI DIST. SIDHI M P PINCODE 486661. If you are travelling from outside Sidhi, search for the branch on a maps application using the bank name and locality, or call 7822-250272 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0003944 and your account number.
Common mistakes to avoid when using IFSC CNRB0003944
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SIDHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003944. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sidhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003944, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0003944 for Canara Bank – SIDHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Canara BankSidhi Branch
CANARA BANK, BEHIND ADITYA LOK HOTEL, NEAR PUJA PARK, SIDHI DIST. SIDHI M P PINCODE 486661
Sidhi, Madhya Pradesh
Phone: 7822-250272
IFSC: CNRB0003944
Frequently asked questions
Where is Canara Bank Sidhi branch located?
Canara Bank's Sidhi branch is located at CANARA BANK, BEHIND ADITYA LOK HOTEL, NEAR PUJA PARK, SIDHI DIST. SIDHI M P PINCODE 486661, Sidhi, Madhya Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sidhi branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0003944 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Sidhi reflect within 30 minutes.
How do I add Canara Bank Sidhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003944, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0003944 valid for NEFT and RTGS?
Yes. IFSC CNRB0003944 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank Sidhi branch?
The IFSC code of Canara Bank, Sidhi branch is CNRB0003944. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Canara Bank Sidhi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7822-250272 to confirm.
Summary
The IFSC code CNRB0003944 belongs to Canara Bank's SIDHI branch, located at CANARA BANK, BEHIND ADITYA LOK HOTEL, NEAR PUJA PARK, SIDHI DIST. SIDHI M P… in SIDHI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
