IFSC Code of Canara Bank, Saraikela Saraikela Kharswan Dist Branch, Jharkhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, SARAIKELA SARAIKELA KHARSWAN DIST branch in SERAIKELA. The 11-digit IFSC CNRB0003230 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the SARAIKELA SARAIKELA KHARSWAN DIST location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CNRB0003230 is the IFSC of Canara Bank's SARAIKELA SARAIKELA KHARSWAN DIST branch. The format is fixed: CNRB = bank code, 0 = reserved, 003230 = branch identifier.

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Saraikela Saraikela Kharswan Dist branch in Seraikela, Jharkhand is part of this network and uses the IFSC code CNRB0003230 for all electronic settlement.

Branch details at a glance

About the Saraikela Saraikela Kharswan Dist branch

The Saraikela Saraikela Kharswan Dist branch of Canara Bank is situated at CANARA BANK, SRI RAJESH SAHU,OPP. SERAIKELA THANA, SERAIKELA ,DIST. SERAIKELA KHARSWAN,JHARKHAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0003230 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SARAIKELA SARAIKELA KHARSWAN DIST branch came to be assigned the code CNRB0003230.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003230, money simply cannot be routed to the SARAIKELA SARAIKELA KHARSWAN DIST branch electronically.

Account types you can open at the Saraikela Saraikela Kharswan Dist branch

Once you have an account at Canara Bank – SARAIKELA SARAIKELA KHARSWAN DIST, the IFSC CNRB0003230 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Saraikela Saraikela Kharswan Dist branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0003230

How to transfer money using IFSC CNRB0003230

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003230 across all three.

NEFT to Canara Bank, SARAIKELA SARAIKELA KHARSWAN DIST using IFSC CNRB0003230

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003230, and confirm that the system picks up Canara Bank – SARAIKELA SARAIKELA KHARSWAN DIST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CNRB0003230

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SARAIKELA SARAIKELA KHARSWAN DIST, ensure your bank's portal accepts IFSC CNRB0003230 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Canara Bank SARAIKELA SARAIKELA KHARSWAN DIST (IFSC CNRB0003230)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003230 in your mobile or internet banking app, and the money is credited to the SARAIKELA SARAIKELA KHARSWAN DIST branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0003230 for Canara Bank – SARAIKELA SARAIKELA KHARSWAN DIST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Saraikela Saraikela Kharswan Dist branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SARAIKELA SARAIKELA KHARSWAN DIST branch, the IFSC CNRB0003230 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Saraikela Saraikela Kharswan Dist branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003230 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003230 and the account number together uniquely identify the Saraikela Saraikela Kharswan Dist branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SARAIKELA SARAIKELA KHARSWAN DIST:

• The IFSC is exactly CNRB0003230 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and SARAIKELA SARAIKELA KHARSWAN DIST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Saraikela Saraikela Kharswan Dist branch

The branch is located at CANARA BANK, SRI RAJESH SAHU,OPP. SERAIKELA THANA, SERAIKELA ,DIST. SERAIKELA KHARSWAN,JHARKHAND, which puts it inside Seraikela, the broader Saraikela-Kharsawan district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Saraikela Saraikela Kharswan Dist branch” — the verified location pin for IFSC CNRB0003230 should appear at the top of the results.
2. Confirm the branch is open by calling 6597-234064 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003230 and your account number.

Verifying IFSC CNRB0003230 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003230 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6597-234064.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Saraikela Saraikela Kharswan Dist branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003230, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0003230 is the IFSC code of Canara Bank, SARAIKELA SARAIKELA KHARSWAN DIST branch, in SERAIKELA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.