This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, KHARAM SEDA branch in SATNA. The 11-digit IFSC CNRB0006424 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the KHARAM SEDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – KHARAM SEDA is CNRB0006424. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006424 map to this branch in SATNA, MADHYA PRADESH.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kharam Seda branch — IFSC CNRB0006424 — extends the bank's services to customers in and around Satna, Madhya Pradesh.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kharam Seda |
| IFSC Code | CNRB0006424 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK KHARAM SEDA VILLAGE SATNA DISTRICT KHARAM SEDA MADHYA PRADESH 123 |
| City | Satna |
| District | Satna |
| State | Madhya Pradesh |
| STD Code | 755 |
| Phone | 2766377 |
About this branch
The branch is located at CANARA BANK KHARAM SEDA VILLAGE SATNA DISTRICT KHARAM SEDA MADHYA PRADESH 123. It serves the Satna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0006424 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHARAM SEDA of Canara Bank — its own 11-character IFSC. The code CNRB0006424 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0006424 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kharam Seda branch is mapped to IFSC CNRB0006424 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0006424.
Banking services available
The Kharam Seda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 755-2766377.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0006424
How to transfer money using IFSC CNRB0006424
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006424 across all three.
How to use IFSC CNRB0006424 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KHARAM SEDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0006424.
- Confirm the bank name auto-populates as Canara Bank and the branch as KHARAM SEDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0006424
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – KHARAM SEDA, ensure your bank's portal accepts IFSC CNRB0006424 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank KHARAM SEDA (IFSC CNRB0006424)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0006424 in your mobile or internet banking app, and the money is credited to the KHARAM SEDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0006424 for Canara Bank – KHARAM SEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0006424 | Yes – CNRB0006424 | Yes – CNRB0006424 |
For most retail customers crediting the Kharam Seda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KHARAM SEDA branch, the IFSC CNRB0006424 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kharam Seda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0006424 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kharam Seda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0006424 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KHARAM SEDA:
- The IFSC is exactly CNRB0006424 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KHARAM SEDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kharam Seda branch sits at CANARA BANK KHARAM SEDA VILLAGE SATNA DISTRICT KHARAM SEDA MADHYA PRADESH 123. If you are travelling from outside Satna, search for the branch on a maps application using the bank name and locality, or call 755-2766377 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0006424 and your account number.
Verifying IFSC CNRB0006424 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0006424 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 755-2766377.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kharam Seda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0006424 continue to work without interruption.
Branch address & contact
Canara BankKharam Seda Branch
CANARA BANK KHARAM SEDA VILLAGE SATNA DISTRICT KHARAM SEDA MADHYA PRADESH 123
Satna, Madhya Pradesh
Phone: 755-2766377
IFSC: CNRB0006424
Frequently asked questions
What is the IFSC code of Canara Bank Kharam Seda branch?
The IFSC code of Canara Bank, Kharam Seda branch is CNRB0006424. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Kharam Seda branch located?
Canara Bank's Kharam Seda branch is located at CANARA BANK KHARAM SEDA VILLAGE SATNA DISTRICT KHARAM SEDA MADHYA PRADESH 123, Satna, Madhya Pradesh.
How quickly will an NEFT transfer using CNRB0006424 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kharam Seda reflect within 30 minutes.
Is IFSC CNRB0006424 the same for all accounts at Kharam Seda branch?
Yes. The IFSC CNRB0006424 is shared by every account held at Canara Bank's Kharam Seda branch. Only the account number changes from customer to customer.
How do I add Canara Bank Kharam Seda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0006424, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0006424 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0006424 to send funds instantly.
Is IFSC CNRB0006424 valid for NEFT and RTGS?
Yes. IFSC CNRB0006424 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CNRB0006424 belongs to Canara Bank's KHARAM SEDA branch, located at CANARA BANK KHARAM SEDA VILLAGE SATNA DISTRICT KHARAM SEDA MADHYA PRADESH 123 in SATNA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
