IFSC Code of Canara Bank, Mohali Industrail Area, Chandigarh Branch, Punjab

Use this page as a one-stop reference for everything related to Canara Bank's MOHALI INDUSTRAIL AREA, CHANDIGARH branch in SAS NAGAR MOHALI, PUNJAB. The branch's IFSC code CNRB0003301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CNRB0003301 is the IFSC of Canara Bank's MOHALI INDUSTRAIL AREA, CHANDIGARH branch. The format is fixed: CNRB = bank code, 0 = reserved, 003301 = branch identifier.

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mohali Industrail Area, Chandigarh branch — IFSC CNRB0003301 — extends the bank's services to customers in and around Sas Nagar Mohali, Punjab.

Branch details at a glance

About this branch

The branch is located at SCF 40 OPP ESI HOSPITAL PHASE 7 INDUSTRIAL AREA MOHALI PUNJAB-160055. It serves the Sas Nagar Mohali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0003301 is used to identify this branch on the RBI payments network.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOHALI INDUSTRAIL AREA, CHANDIGARH of Canara Bank — its own 11-character IFSC. The code CNRB0003301 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003301 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Mohali Industrail Area, Chandigarh branch

Once you have an account at Canara Bank – MOHALI INDUSTRAIL AREA, CHANDIGARH, the IFSC CNRB0003301 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mohali Industrail Area, Chandigarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-2237666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0003301

How to transfer money using IFSC CNRB0003301

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003301 across all three.

How to use IFSC CNRB0003301 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's MOHALI INDUSTRAIL AREA, CHANDIGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0003301.
4. Confirm the bank name auto-populates as Canara Bank and the branch as MOHALI INDUSTRAIL AREA, CHANDIGARH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC CNRB0003301

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – MOHALI INDUSTRAIL AREA, CHANDIGARH, ensure your bank's portal accepts IFSC CNRB0003301 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Canara Bank MOHALI INDUSTRAIL AREA, CHANDIGARH (IFSC CNRB0003301)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003301 in your mobile or internet banking app, and the money is credited to the MOHALI INDUSTRAIL AREA, CHANDIGARH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mohali Industrail Area, Chandigarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003301:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MOHALI INDUSTRAIL AREA, CHANDIGARH is still linked to IFSC CNRB0003301.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's MOHALI INDUSTRAIL AREA, CHANDIGARH branch, the IFSC CNRB0003301 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC CNRB0003301

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the MOHALI INDUSTRAIL AREA, CHANDIGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0003301 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mohali Industrail Area, Chandigarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003301 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – MOHALI INDUSTRAIL AREA, CHANDIGARH:

• The IFSC is exactly CNRB0003301 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and MOHALI INDUSTRAIL AREA, CHANDIGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mohali Industrail Area, Chandigarh branch sits at SCF 40 OPP ESI HOSPITAL PHASE 7 INDUSTRIAL AREA MOHALI PUNJAB-160055. If you are travelling from outside Sas Nagar Mohali, search for the branch on a maps application using the bank name and locality, or call 172-2237666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0003301 and your account number.

Verifying IFSC CNRB0003301 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003301 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 172-2237666.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mohali Industrail Area, Chandigarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0003301 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0003301 belongs to Canara Bank's MOHALI INDUSTRAIL AREA, CHANDIGARH branch, located at SCF 40 OPP ESI HOSPITAL PHASE 7 INDUSTRIAL AREA MOHALI PUNJAB-160055 in SAS NAGAR MOHALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.