If you are searching for the IFSC code of Canara Bank, SANTHOSPUR branch in SANTHOSPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is CNRB0007823. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANTHOSPUR branch, and detailed step-by-step guides for using the IFSC CNRB0007823 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0007823 is the IFSC of Canara Bank's SANTHOSPUR branch. The format is fixed: CNRB = bank code, 0 = reserved, 007823 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Santhospur branch in Santhospur, West Bengal is part of this network and uses the IFSC code CNRB0007823 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR A 175 SURVEY PARK SANTOSHPUR KOLKATA DIST WEST BENGAL 700075. It serves the Santhospur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0007823 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Santhospur |
| IFSC Code | CNRB0007823 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR A 175 SURVEY PARK SANTOSHPUR KOLKATA DIST WEST BENGAL 700075 |
| City | Santhospur |
| District | Kolkata |
| State | West Bengal |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SANTHOSPUR branch came to be assigned the code CNRB0007823.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0007823, money simply cannot be routed to the SANTHOSPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0007823 and the account number together uniquely identify the Santhospur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0007823
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0007823 across all three.
NEFT to Canara Bank, SANTHOSPUR using IFSC CNRB0007823
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0007823, and confirm that the system picks up Canara Bank – SANTHOSPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0007823
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SANTHOSPUR, ensure your bank's portal accepts IFSC CNRB0007823 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank SANTHOSPUR (IFSC CNRB0007823)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0007823 in your mobile or internet banking app, and the money is credited to the SANTHOSPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0007823 for Canara Bank – SANTHOSPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0007823 | Yes – CNRB0007823 | Yes – CNRB0007823 |
For most retail customers crediting the Santhospur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SANTHOSPUR branch, the IFSC CNRB0007823 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Santhospur branch is mapped to IFSC CNRB0007823 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0007823.
Products and services
Customers walking into the Santhospur branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0007823
Online banking and IFSC CNRB0007823
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SANTHOSPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0007823 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Santhospur branch
The branch is located at GROUND FLOOR A 175 SURVEY PARK SANTOSHPUR KOLKATA DIST WEST BENGAL 700075, which puts it inside Santhospur, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Santhospur branch” — the verified location pin for IFSC CNRB0007823 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0007823 and your account number.
Common mistakes to avoid when using IFSC CNRB0007823
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SANTHOSPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0007823. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Santhospur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0007823, however, work 24x7.
Verifying IFSC CNRB0007823 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0007823 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankSanthospur Branch
GROUND FLOOR A 175 SURVEY PARK SANTOSHPUR KOLKATA DIST WEST BENGAL 700075
Santhospur, West Bengal
Phone: the branch contact number
IFSC: CNRB0007823
Frequently asked questions
Can I use IFSC CNRB0007823 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0007823 to send funds instantly.
What is the IFSC code of Canara Bank Santhospur branch?
The IFSC code of Canara Bank, Santhospur branch is CNRB0007823. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Canara Bank Santhospur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0007823, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0007823 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Santhospur reflect within 30 minutes.
Is IFSC CNRB0007823 valid for NEFT and RTGS?
Yes. IFSC CNRB0007823 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Santhospur branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Canara Bank Santhospur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code CNRB0007823 belongs to Canara Bank's SANTHOSPUR branch, located at GROUND FLOOR A 175 SURVEY PARK SANTOSHPUR KOLKATA DIST WEST BENGAL 700075 in SANTHOSPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
