Use this page as a one-stop reference for everything related to Canara Bank's RAMNAGAR DIST. NAINTAL branch in RAMNAGAR, UTTARAKHAND. The branch's IFSC code CNRB0003359 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's RAMNAGAR DIST. NAINTAL branch, the IFSC CNRB0003359 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 003359 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Ramnagar Dist. Naintal |
| IFSC Code | CNRB0003359 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, NANDA LINES, RAMNAGAR DIST. NAINITAL PIN CODE 244715 UK |
| City | Ramnagar |
| District | Nainital |
| State | Uttarakhand |
| STD Code | 5947 |
| Phone | 254956 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramnagar Dist. Naintal branch in Ramnagar, Uttarakhand is part of this network and uses the IFSC code CNRB0003359 for all electronic settlement.
About this branch
The branch is located at CANARA BANK, NANDA LINES, RAMNAGAR DIST. NAINITAL PIN CODE 244715 UK. It serves the Ramnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0003359 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's RAMNAGAR DIST. NAINTAL branch came to be assigned the code CNRB0003359.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003359, money simply cannot be routed to the RAMNAGAR DIST. NAINTAL branch electronically.
How to transfer money using IFSC CNRB0003359
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003359 across all three.
NEFT to Canara Bank, RAMNAGAR DIST. NAINTAL using IFSC CNRB0003359
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003359, and confirm that the system picks up Canara Bank – RAMNAGAR DIST. NAINTAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0003359
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – RAMNAGAR DIST. NAINTAL, ensure your bank's portal accepts IFSC CNRB0003359 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank RAMNAGAR DIST. NAINTAL (IFSC CNRB0003359)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003359 in your mobile or internet banking app, and the money is credited to the RAMNAGAR DIST. NAINTAL branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ramnagar Dist. Naintal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003359:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAMNAGAR DIST. NAINTAL is still linked to IFSC CNRB0003359.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0003359
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – RAMNAGAR DIST. NAINTAL is still mapped to IFSC CNRB0003359. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003359 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ramnagar Dist. Naintal branch is mapped to IFSC CNRB0003359 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003359.
Products and services
Customers walking into the Ramnagar Dist. Naintal branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003359
MICR & cheque-truncation details
Cheques drawn on the Ramnagar Dist. Naintal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003359 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ramnagar Dist. Naintal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003359 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0003359
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – RAMNAGAR DIST. NAINTAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003359. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ramnagar Dist. Naintal branch
The branch is located at CANARA BANK, NANDA LINES, RAMNAGAR DIST. NAINITAL PIN CODE 244715 UK, which puts it inside Ramnagar, the broader Nainital district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Ramnagar Dist. Naintal branch” — the verified location pin for IFSC CNRB0003359 should appear at the top of the results.
- Confirm the branch is open by calling 5947-254956 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003359 and your account number.
Verifying IFSC CNRB0003359 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003359 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5947-254956.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramnagar Dist. Naintal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003359, however, work 24x7.
Branch address & contact
Canara BankRamnagar Dist. Naintal Branch
CANARA BANK, NANDA LINES, RAMNAGAR DIST. NAINITAL PIN CODE 244715 UK
Ramnagar, Uttarakhand
Phone: 5947-254956
IFSC: CNRB0003359
Frequently asked questions
How do I add Canara Bank Ramnagar Dist. Naintal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003359, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0003359 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Ramnagar Dist. Naintal reflect within 30 minutes.
What is the IFSC code of Canara Bank Ramnagar Dist. Naintal branch?
The IFSC code of Canara Bank, Ramnagar Dist. Naintal branch is CNRB0003359. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0003359 the same for all accounts at Ramnagar Dist. Naintal branch?
Yes. The IFSC CNRB0003359 is shared by every account held at Canara Bank's Ramnagar Dist. Naintal branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Ramnagar Dist. Naintal branch?
You can reach the branch at 5947-254956 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ramnagar Dist. Naintal branch but serve different purposes.
Is IFSC CNRB0003359 valid for NEFT and RTGS?
Yes. IFSC CNRB0003359 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CNRB0003359 belongs to Canara Bank's RAMNAGAR DIST. NAINTAL branch, located at CANARA BANK, NANDA LINES, RAMNAGAR DIST. NAINITAL PIN CODE 244715 UK in RAMNAGAR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
