This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, CHETAR RAMGARH branch in RAMGARH. The 11-digit IFSC CNRB0004621 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the CHETAR RAMGARH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – CHETAR RAMGARH is CNRB0004621. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004621 map to this branch in RAMGARH, JHARKHAND.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chetar Ramgarh branch in Ramgarh, Jharkhand is part of this network and uses the IFSC code CNRB0004621 for all electronic settlement.
About this branch
The branch is located at CANARA BANK,CHETAR, TALUK/DIST- RAMGARH 829122,JHARKHAND. It serves the Ramgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0004621 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chetar Ramgarh |
| IFSC Code | CNRB0004621 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK,CHETAR, TALUK/DIST- RAMGARH 829122,JHARKHAND |
| City | Ramgarh |
| District | Dumka |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 1234567890 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHETAR RAMGARH of Canara Bank — its own 11-character IFSC. The code CNRB0004621 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004621 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004621 and the account number together uniquely identify the Chetar Ramgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0004621
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004621 across all three.
NEFT to Canara Bank, CHETAR RAMGARH using IFSC CNRB0004621
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004621, and confirm that the system picks up Canara Bank – CHETAR RAMGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHETAR RAMGARH
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHETAR RAMGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004621 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – CHETAR RAMGARH, use IMPS. With IFSC CNRB0004621 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004621 for Canara Bank – CHETAR RAMGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004621 | Yes – CNRB0004621 | Yes – CNRB0004621 |
For most retail customers crediting the Chetar Ramgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's CHETAR RAMGARH branch, the IFSC CNRB0004621 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chetar Ramgarh branch is mapped to IFSC CNRB0004621 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004621.
Banking services available
The Chetar Ramgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-1234567890.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004621
Digital banking channels
Most day-to-day work that customers used to do at the Chetar Ramgarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0004621 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chetar Ramgarh branch
The branch is located at CANARA BANK,CHETAR, TALUK/DIST- RAMGARH 829122,JHARKHAND, which puts it inside Ramgarh, the broader Dumka district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Chetar Ramgarh branch” — the verified location pin for IFSC CNRB0004621 should appear at the top of the results.
- Confirm the branch is open by calling 91-1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0004621 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – CHETAR RAMGARH:
- The IFSC is exactly CNRB0004621 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and CHETAR RAMGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chetar Ramgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004621, however, work 24x7.
Verifying IFSC CNRB0004621 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004621 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankChetar Ramgarh Branch
CANARA BANK,CHETAR, TALUK/DIST- RAMGARH 829122,JHARKHAND
Ramgarh, Jharkhand
Phone: 91-1234567890
IFSC: CNRB0004621
Frequently asked questions
How quickly will an NEFT transfer using CNRB0004621 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Chetar Ramgarh reflect within 30 minutes.
Does Canara Bank Chetar Ramgarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1234567890 to confirm.
Is IFSC CNRB0004621 valid for NEFT and RTGS?
Yes. IFSC CNRB0004621 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0004621 the same for all accounts at Chetar Ramgarh branch?
Yes. The IFSC CNRB0004621 is shared by every account held at Canara Bank's Chetar Ramgarh branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Chetar Ramgarh branch?
You can reach the branch at 91-1234567890 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chetar Ramgarh branch but serve different purposes.
Final notes
To recap: CNRB0004621 is the IFSC code of Canara Bank, CHETAR RAMGARH branch, in RAMGARH, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
