If you are searching for the IFSC code of Canara Bank, RAJAM, SRIKAKUALM DIST branch in RAJAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0003188. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAJAM, SRIKAKUALM DIST branch, and detailed step-by-step guides for using the IFSC CNRB0003188 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's RAJAM, SRIKAKUALM DIST branch, the IFSC CNRB0003188 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 003188 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Rajam, Srikakualm Dist |
| IFSC Code | CNRB0003188 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BNAK, SRIKAKULAM ROAD, RAJAM - 532127 DIST SRIKAKULAM, AP |
| City | Rajam |
| District | Srikakulam |
| State | Andhra Pradesh |
| STD Code | 8941 |
| Phone | 251798 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajam, Srikakualm Dist branch in Rajam, Andhra Pradesh is part of this network and uses the IFSC code CNRB0003188 for all electronic settlement.
Rajam, Srikakualm Dist branch overview
Located at CANARA BNAK, SRIKAKULAM ROAD, RAJAM - 532127 DIST SRIKAKULAM, AP, the Rajam, Srikakualm Dist branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003188 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's RAJAM, SRIKAKUALM DIST branch came to be assigned the code CNRB0003188.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003188, money simply cannot be routed to the RAJAM, SRIKAKUALM DIST branch electronically.
How to transfer money using IFSC CNRB0003188
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003188 across all three.
NEFT to Canara Bank, RAJAM, SRIKAKUALM DIST using IFSC CNRB0003188
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003188, and confirm that the system picks up Canara Bank – RAJAM, SRIKAKUALM DIST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0003188
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – RAJAM, SRIKAKUALM DIST, ensure your bank's portal accepts IFSC CNRB0003188 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – RAJAM, SRIKAKUALM DIST, use IMPS. With IFSC CNRB0003188 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003188 for Canara Bank – RAJAM, SRIKAKUALM DIST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003188 | Yes – CNRB0003188 | Yes – CNRB0003188 |
For most retail customers crediting the Rajam, Srikakualm Dist branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0003188
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – RAJAM, SRIKAKUALM DIST is still mapped to IFSC CNRB0003188. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003188 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rajam, Srikakualm Dist branch is mapped to IFSC CNRB0003188 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003188.
Products and services
Customers walking into the Rajam, Srikakualm Dist branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003188
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003188 and the account number together uniquely identify the Rajam, Srikakualm Dist branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Rajam, Srikakualm Dist branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003188 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0003188
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – RAJAM, SRIKAKUALM DIST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003188. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Rajam, Srikakualm Dist branch
The branch is located at CANARA BNAK, SRIKAKULAM ROAD, RAJAM - 532127 DIST SRIKAKULAM, AP, which puts it inside Rajam, the broader Srikakulam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Rajam, Srikakualm Dist branch” — the verified location pin for IFSC CNRB0003188 should appear at the top of the results.
- Confirm the branch is open by calling 8941-251798 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003188 and your account number.
Verifying IFSC CNRB0003188 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003188 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8941-251798.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rajam, Srikakualm Dist are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0003188 continue to work without interruption.
Branch address & contact
Canara BankRajam, Srikakualm Dist Branch
CANARA BNAK, SRIKAKULAM ROAD, RAJAM - 532127 DIST SRIKAKULAM, AP
Rajam, Andhra Pradesh
Phone: 8941-251798
IFSC: CNRB0003188
Frequently asked questions
Can I use IFSC CNRB0003188 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003188 to send funds instantly.
Is IFSC CNRB0003188 the same for all accounts at Rajam, Srikakualm Dist branch?
Yes. The IFSC CNRB0003188 is shared by every account held at Canara Bank's Rajam, Srikakualm Dist branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CNRB0003188 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Rajam, Srikakualm Dist reflect within 30 minutes.
Where is Canara Bank Rajam, Srikakualm Dist branch located?
Canara Bank's Rajam, Srikakualm Dist branch is located at CANARA BNAK, SRIKAKULAM ROAD, RAJAM - 532127 DIST SRIKAKULAM, AP, Rajam, Andhra Pradesh.
How do I add Canara Bank Rajam, Srikakualm Dist as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003188, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Canara Bank Rajam, Srikakualm Dist branch?
You can reach the branch at 8941-251798 during regular banking hours.
Is IFSC CNRB0003188 valid for NEFT and RTGS?
Yes. IFSC CNRB0003188 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajam, Srikakualm Dist branch but serve different purposes.
Summary
The IFSC code CNRB0003188 belongs to Canara Bank's RAJAM, SRIKAKUALM DIST branch, located at CANARA BNAK, SRIKAKULAM ROAD, RAJAM - 532127 DIST SRIKAKULAM, AP in RAJAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
