IFSC Code of Canara Bank, Spld Digital Banking Br Raichur Branch, Karnataka

Use this page as a one-stop reference for everything related to Canara Bank's SPLD DIGITAL BANKING BR RAICHUR branch in RAICHUR, KARNATAKA. The branch's IFSC code CNRB0007324 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Canara Bank's SPLD DIGITAL BANKING BR RAICHUR branch, the IFSC CNRB0007324 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 007324 identifies this particular branch.

About Canara Bank

Canara Bank operates a wide network of branches across India, including the Spld Digital Banking Br Raichur branch in Raichur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0007324.

Spld Digital Banking Br Raichur branch overview

Located at MPL NO 4 11 6 3A 4A 5ATEEN KHANDIL CIRCLE ASHOKA ROADRAICHUR KARNATAKA 584101, the Spld Digital Banking Br Raichur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0007324 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SPLD DIGITAL BANKING BR RAICHUR branch came to be assigned the code CNRB0007324.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0007324, money simply cannot be routed to the SPLD DIGITAL BANKING BR RAICHUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Spld Digital Banking Br Raichur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0007324 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC CNRB0007324

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0007324 across all three.

NEFT to Canara Bank, SPLD DIGITAL BANKING BR RAICHUR using IFSC CNRB0007324

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0007324, and confirm that the system picks up Canara Bank – SPLD DIGITAL BANKING BR RAICHUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SPLD DIGITAL BANKING BR RAICHUR

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SPLD DIGITAL BANKING BR RAICHUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0007324 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – SPLD DIGITAL BANKING BR RAICHUR, use IMPS. With IFSC CNRB0007324 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0007324 for Canara Bank – SPLD DIGITAL BANKING BR RAICHUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Spld Digital Banking Br Raichur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CNRB0007324

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SPLD DIGITAL BANKING BR RAICHUR is still mapped to IFSC CNRB0007324. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0007324 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Spld Digital Banking Br Raichur branch is mapped to IFSC CNRB0007324 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0007324.

Products and services

Customers walking into the Spld Digital Banking Br Raichur branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0007324

Online banking and IFSC CNRB0007324

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SPLD DIGITAL BANKING BR RAICHUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0007324 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Spld Digital Banking Br Raichur branch sits at MPL NO 4 11 6 3A 4A 5ATEEN KHANDIL CIRCLE ASHOKA ROADRAICHUR KARNATAKA 584101. If you are travelling from outside Raichur, search for the branch on a maps application using the bank name and locality, or call 8105521533 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0007324 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPLD DIGITAL BANKING BR RAICHUR:

• The IFSC is exactly CNRB0007324 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and SPLD DIGITAL BANKING BR RAICHUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Spld Digital Banking Br Raichur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0007324, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0007324 for Canara Bank – SPLD DIGITAL BANKING BR RAICHUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0007324 belongs to Canara Bank's SPLD DIGITAL BANKING BR RAICHUR branch, located at MPL NO 4 11 6 3A 4A 5ATEEN KHANDIL CIRCLE ASHOKA ROADRAICHUR KARNATAKA 584101 in RAICHUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.