Use this page as a one-stop reference for everything related to Canara Bank's PURNIA R O branch in PURNEA, BIHAR. The branch's IFSC code CNRB0008362 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – PURNIA R O is CNRB0008362. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008362 map to this branch in PURNEA, BIHAR.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Purnia R O |
| IFSC Code | CNRB0008362 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK KAPTAN PARA OVT BLOCK NO 71 WARD NO 25,28 KHUSKI BAGH,NH 31 PURNIA BIHAR 854326 |
| City | Purnea |
| District | Purnia |
| State | Bihar |
| STD Code | 6454 |
| Phone | 235778 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Purnia R O branch in Purnea, Bihar is part of this network and uses the IFSC code CNRB0008362 for all electronic settlement.
About this branch
The branch is located at CANARA BANK KAPTAN PARA OVT BLOCK NO 71 WARD NO 25,28 KHUSKI BAGH,NH 31 PURNIA BIHAR 854326. It serves the Purnea region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0008362 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's PURNIA R O branch came to be assigned the code CNRB0008362.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0008362, money simply cannot be routed to the PURNIA R O branch electronically.
How to transfer money using IFSC CNRB0008362
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008362 across all three.
NEFT to Canara Bank, PURNIA R O using IFSC CNRB0008362
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0008362, and confirm that the system picks up Canara Bank – PURNIA R O. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0008362
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – PURNIA R O, ensure your bank's portal accepts IFSC CNRB0008362 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank PURNIA R O (IFSC CNRB0008362)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0008362 in your mobile or internet banking app, and the money is credited to the PURNIA R O branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0008362 for Canara Bank – PURNIA R O, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0008362 | Yes – CNRB0008362 | Yes – CNRB0008362 |
For most retail customers crediting the Purnia R O branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's PURNIA R O branch, the IFSC CNRB0008362 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Purnia R O branch is mapped to IFSC CNRB0008362 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0008362.
Products and services
Customers walking into the Purnia R O branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0008362
MICR & cheque-truncation details
Cheques drawn on the Purnia R O branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0008362 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Purnia R O branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0008362 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0008362
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – PURNIA R O, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0008362. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Purnia R O branch
The branch is located at CANARA BANK KAPTAN PARA OVT BLOCK NO 71 WARD NO 25,28 KHUSKI BAGH,NH 31 PURNIA BIHAR 854326, which puts it inside Purnea, the broader Purnia district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Purnia R O branch” — the verified location pin for IFSC CNRB0008362 should appear at the top of the results.
- Confirm the branch is open by calling 6454-235778 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0008362 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0008362 for Canara Bank – PURNIA R O, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Purnia R O branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0008362, however, work 24x7.
Branch address & contact
Canara BankPurnia R O Branch
CANARA BANK KAPTAN PARA OVT BLOCK NO 71 WARD NO 25,28 KHUSKI BAGH,NH 31 PURNIA BIHAR 854326
Purnea, Bihar
Phone: 6454-235778
IFSC: CNRB0008362
Frequently asked questions
What is the phone number of Canara Bank Purnia R O branch?
You can reach the branch at 6454-235778 during regular banking hours.
How do I add Canara Bank Purnia R O as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0008362, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0008362 the same for all accounts at Purnia R O branch?
Yes. The IFSC CNRB0008362 is shared by every account held at Canara Bank's Purnia R O branch. Only the account number changes from customer to customer.
What is the IFSC code of Canara Bank Purnia R O branch?
The IFSC code of Canara Bank, Purnia R O branch is CNRB0008362. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CNRB0008362 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Purnia R O reflect within 30 minutes.
Is IFSC CNRB0008362 valid for NEFT and RTGS?
Yes. IFSC CNRB0008362 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CNRB0008362 belongs to Canara Bank's PURNIA R O branch, located at CANARA BANK KAPTAN PARA OVT BLOCK NO 71 WARD NO 25,28 KHUSKI BAGH,NH 31 PURNIA… in PURNEA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
