Below are the complete branch details for Canara Bank, SME PUNE BRANCH branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0002431. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0002431 for Canara Bank – SME PUNE BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – SME PUNE BRANCH is CNRB0002431. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002431 map to this branch in PUNE, MAHARASHTRA.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its SME Pune Branch branch in Pune, Maharashtra is part of this network and uses the IFSC code CNRB0002431 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | SME Pune Branch |
| IFSC Code | CNRB0002431 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MCCIA BUILDING J 462 MIDC GR FLOOR GANESH NAGAR TELCO ROAD BHOSARI PCMC PUNE 411026 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 27130539 |
About this branch
The branch is located at MCCIA BUILDING J 462 MIDC GR FLOOR GANESH NAGAR TELCO ROAD BHOSARI PCMC PUNE 411026. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0002431 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SME PUNE BRANCH branch came to be assigned the code CNRB0002431.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002431, money simply cannot be routed to the SME PUNE BRANCH branch electronically.
Products and account variants supported
Every account opened at the SME Pune Branch branch is mapped to IFSC CNRB0002431 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002431.
Banking services available
The SME Pune Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-27130539.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0002431
How to transfer money using IFSC CNRB0002431
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002431 across all three.
NEFT to Canara Bank, SME PUNE BRANCH using IFSC CNRB0002431
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002431, and confirm that the system picks up Canara Bank – SME PUNE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SME PUNE BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SME PUNE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002431 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank SME PUNE BRANCH (IFSC CNRB0002431)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002431 in your mobile or internet banking app, and the money is credited to the SME PUNE BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to SME Pune Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0002431:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SME PUNE BRANCH is still linked to IFSC CNRB0002431.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SME PUNE BRANCH branch, the IFSC CNRB0002431 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the SME Pune Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002431 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the SME Pune Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002431 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0002431
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SME PUNE BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0002431. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the SME Pune Branch branch
The branch is located at MCCIA BUILDING J 462 MIDC GR FLOOR GANESH NAGAR TELCO ROAD BHOSARI PCMC PUNE 411026, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank SME Pune Branch branch” — the verified location pin for IFSC CNRB0002431 should appear at the top of the results.
- Confirm the branch is open by calling 20-27130539 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002431 and your account number.
Verifying IFSC CNRB0002431 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002431 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-27130539.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The SME Pune Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0002431, however, work 24x7.
Branch address & contact
Canara BankSME Pune Branch Branch
MCCIA BUILDING J 462 MIDC GR FLOOR GANESH NAGAR TELCO ROAD BHOSARI PCMC PUNE 411026
Pune, Maharashtra
Phone: 20-27130539
IFSC: CNRB0002431
Frequently asked questions
How do I add Canara Bank SME Pune Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0002431, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the SME Pune Branch branch but serve different purposes.
Is IFSC CNRB0002431 valid for NEFT and RTGS?
Yes. IFSC CNRB0002431 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Canara Bank SME Pune Branch branch?
The IFSC code of Canara Bank, SME Pune Branch branch is CNRB0002431. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank SME Pune Branch branch?
You can reach the branch at 20-27130539 during regular banking hours.
How quickly will an NEFT transfer using CNRB0002431 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – SME Pune Branch reflect within 30 minutes.
Is IFSC CNRB0002431 the same for all accounts at SME Pune Branch branch?
Yes. The IFSC CNRB0002431 is shared by every account held at Canara Bank's SME Pune Branch branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0002431 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0002431 to send funds instantly.
Final notes
To recap: CNRB0002431 is the IFSC code of Canara Bank, SME PUNE BRANCH branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
