If you are searching for the IFSC code of Canara Bank, SRINAGAR branch in PAURI, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is CNRB0003485. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SRINAGAR branch, and detailed step-by-step guides for using the IFSC CNRB0003485 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – SRINAGAR is CNRB0003485. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003485 map to this branch in PAURI, UTTARAKHAND.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Srinagar branch — IFSC CNRB0003485 — extends the bank's services to customers in and around Pauri, Uttarakhand.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Srinagar |
| IFSC Code | CNRB0003485 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK AGARWAL COMPLEX GOLA BAZAAR SRINAGAR 246174 DISTT PAURI GARHWAL (UK) |
| City | Pauri |
| District | Garhwal |
| State | Uttarakhand |
| STD Code | 1346 |
| Phone | 251167 |
About this branch
The branch is located at CANARA BANK AGARWAL COMPLEX GOLA BAZAAR SRINAGAR 246174 DISTT PAURI GARHWAL (UK). It serves the Pauri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0003485 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SRINAGAR branch came to be assigned the code CNRB0003485.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003485, money simply cannot be routed to the SRINAGAR branch electronically.
Account types you can open at the Srinagar branch
Once you have an account at Canara Bank – SRINAGAR, the IFSC CNRB0003485 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Srinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1346-251167.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0003485
How to transfer money using IFSC CNRB0003485
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003485 across all three.
How to use IFSC CNRB0003485 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SRINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0003485.
- Confirm the bank name auto-populates as Canara Bank and the branch as SRINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0003485
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SRINAGAR, ensure your bank's portal accepts IFSC CNRB0003485 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – SRINAGAR, use IMPS. With IFSC CNRB0003485 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003485 for Canara Bank – SRINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003485 | Yes – CNRB0003485 | Yes – CNRB0003485 |
For most retail customers crediting the Srinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0003485
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SRINAGAR is still mapped to IFSC CNRB0003485. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003485 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0003485
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SRINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0003485 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Srinagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003485 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0003485
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SRINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0003485. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Srinagar branch
The branch is located at CANARA BANK AGARWAL COMPLEX GOLA BAZAAR SRINAGAR 246174 DISTT PAURI GARHWAL (UK), which puts it inside Pauri, the broader Garhwal district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Srinagar branch” — the verified location pin for IFSC CNRB0003485 should appear at the top of the results.
- Confirm the branch is open by calling 1346-251167 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003485 and your account number.
Verifying IFSC CNRB0003485 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003485 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1346-251167.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Srinagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003485, however, work 24x7.
Branch address & contact
Canara BankSrinagar Branch
CANARA BANK AGARWAL COMPLEX GOLA BAZAAR SRINAGAR 246174 DISTT PAURI GARHWAL (UK)
Pauri, Uttarakhand
Phone: 1346-251167
IFSC: CNRB0003485
Frequently asked questions
How quickly will an NEFT transfer using CNRB0003485 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Srinagar reflect within 30 minutes.
How do I add Canara Bank Srinagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003485, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0003485 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003485 to send funds instantly.
Is IFSC CNRB0003485 valid for NEFT and RTGS?
Yes. IFSC CNRB0003485 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0003485 the same for all accounts at Srinagar branch?
Yes. The IFSC CNRB0003485 is shared by every account held at Canara Bank's Srinagar branch. Only the account number changes from customer to customer.
Where is Canara Bank Srinagar branch located?
Canara Bank's Srinagar branch is located at CANARA BANK AGARWAL COMPLEX GOLA BAZAAR SRINAGAR 246174 DISTT PAURI GARHWAL (UK), Pauri, Uttarakhand.
What is the IFSC code of Canara Bank Srinagar branch?
The IFSC code of Canara Bank, Srinagar branch is CNRB0003485. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Srinagar branch?
You can reach the branch at 1346-251167 during regular banking hours.
Final notes
To recap: CNRB0003485 is the IFSC code of Canara Bank, SRINAGAR branch, in PAURI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
