Use this page as a one-stop reference for everything related to Canara Bank's PANIPAT SEC branch in PANIPAT, HARYANA. The branch's IFSC code CNRB0005524 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – PANIPAT SEC is CNRB0005524. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005524 map to this branch in PANIPAT, HARYANA.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Panipat Sec |
| IFSC Code | CNRB0005524 |
| MICR Code | Refer to cheque leaf |
| Branch Address | S C O 181 SECTOR 17 PANIPAT PIN CODE 132103 |
| City | Panipat |
| District | Panipat |
| State | Haryana |
| STD Code | 91 |
| Phone | 8572825524 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Panipat Sec branch in Panipat, Haryana is part of this network and uses the IFSC code CNRB0005524 for all electronic settlement.
About this branch
The branch is located at S C O 181 SECTOR 17 PANIPAT PIN CODE 132103. It serves the Panipat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0005524 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's PANIPAT SEC branch came to be assigned the code CNRB0005524.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0005524, money simply cannot be routed to the PANIPAT SEC branch electronically.
How to transfer money using IFSC CNRB0005524
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005524 across all three.
How to use IFSC CNRB0005524 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's PANIPAT SEC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0005524.
- Confirm the bank name auto-populates as Canara Bank and the branch as PANIPAT SEC.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PANIPAT SEC
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's PANIPAT SEC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0005524 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank PANIPAT SEC (IFSC CNRB0005524)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0005524 in your mobile or internet banking app, and the money is credited to the PANIPAT SEC branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0005524 for Canara Bank – PANIPAT SEC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0005524 | Yes – CNRB0005524 | Yes – CNRB0005524 |
For most retail customers crediting the Panipat Sec branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0005524
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – PANIPAT SEC is still mapped to IFSC CNRB0005524. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0005524 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Panipat Sec branch is mapped to IFSC CNRB0005524 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005524.
Banking services available
The Panipat Sec branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8572825524.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0005524
MICR & cheque-truncation details
Cheques drawn on the Panipat Sec branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0005524 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Panipat Sec branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0005524 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0005524
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – PANIPAT SEC, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0005524. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Panipat Sec branch
The branch is located at S C O 181 SECTOR 17 PANIPAT PIN CODE 132103, which puts it inside Panipat, the broader Panipat district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Panipat Sec branch” — the verified location pin for IFSC CNRB0005524 should appear at the top of the results.
- Confirm the branch is open by calling 91-8572825524 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0005524 and your account number.
Verifying IFSC CNRB0005524 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0005524 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8572825524.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panipat Sec branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0005524, however, work 24x7.
Branch address & contact
Canara BankPanipat Sec Branch
S C O 181 SECTOR 17 PANIPAT PIN CODE 132103
Panipat, Haryana
Phone: 91-8572825524
IFSC: CNRB0005524
Frequently asked questions
Is IFSC CNRB0005524 the same for all accounts at Panipat Sec branch?
Yes. The IFSC CNRB0005524 is shared by every account held at Canara Bank's Panipat Sec branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CNRB0005524 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Panipat Sec reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Panipat Sec branch but serve different purposes.
What is the phone number of Canara Bank Panipat Sec branch?
You can reach the branch at 91-8572825524 during regular banking hours.
How do I add Canara Bank Panipat Sec as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005524, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0005524 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0005524 to send funds instantly.
Final notes
To recap: CNRB0005524 is the IFSC code of Canara Bank, PANIPAT SEC branch, in PANIPAT, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
