Below are the complete branch details for Canara Bank, PANIPAT MODEL TOWN branch, located in PANIPAT MODEL TOWN, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0008389. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0008389 for Canara Bank – PANIPAT MODEL TOWN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – PANIPAT MODEL TOWN is CNRB0008389. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008389 map to this branch in PANIPAT MODEL TOWN, HARYANA.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Panipat Model Town branch in Panipat Model Town, Haryana is part of this network and uses the IFSC code CNRB0008389 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Panipat Model Town |
| IFSC Code | CNRB0008389 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 332 R MODEL TOWN PANIPAT DIST HARYANA 132103 |
| City | Panipat Model Town |
| District | Panipat |
| State | Haryana |
| STD Code | 0 |
| Phone | 18001030 |
About this branch
The branch is located at 332 R MODEL TOWN PANIPAT DIST HARYANA 132103. It serves the Panipat Model Town region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0008389 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANIPAT MODEL TOWN of Canara Bank — its own 11-character IFSC. The code CNRB0008389 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0008389 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Panipat Model Town branch is mapped to IFSC CNRB0008389 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0008389.
Products and services
Customers walking into the Panipat Model Town branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0008389
How to transfer money using IFSC CNRB0008389
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0008389 across all three.
NEFT to Canara Bank, PANIPAT MODEL TOWN using IFSC CNRB0008389
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0008389, and confirm that the system picks up Canara Bank – PANIPAT MODEL TOWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0008389
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – PANIPAT MODEL TOWN, ensure your bank's portal accepts IFSC CNRB0008389 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – PANIPAT MODEL TOWN, use IMPS. With IFSC CNRB0008389 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0008389 for Canara Bank – PANIPAT MODEL TOWN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0008389 | Yes – CNRB0008389 | Yes – CNRB0008389 |
For most retail customers crediting the Panipat Model Town branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0008389
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – PANIPAT MODEL TOWN is still mapped to IFSC CNRB0008389. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0008389 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0008389
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the PANIPAT MODEL TOWN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0008389 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Panipat Model Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0008389 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0008389
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – PANIPAT MODEL TOWN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0008389. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Panipat Model Town branch sits at 332 R MODEL TOWN PANIPAT DIST HARYANA 132103. If you are travelling from outside Panipat Model Town, search for the branch on a maps application using the bank name and locality, or call 18001030 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0008389 and your account number.
Verifying IFSC CNRB0008389 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0008389 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 18001030.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Panipat Model Town are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0008389 continue to work without interruption.
Branch address & contact
Canara BankPanipat Model Town Branch
332 R MODEL TOWN PANIPAT DIST HARYANA 132103
Panipat Model Town, Haryana
Phone: 18001030
IFSC: CNRB0008389
Frequently asked questions
What is the IFSC code of Canara Bank Panipat Model Town branch?
The IFSC code of Canara Bank, Panipat Model Town branch is CNRB0008389. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Canara Bank Panipat Model Town as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0008389, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0008389 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0008389 to send funds instantly.
Is IFSC CNRB0008389 the same for all accounts at Panipat Model Town branch?
Yes. The IFSC CNRB0008389 is shared by every account held at Canara Bank's Panipat Model Town branch. Only the account number changes from customer to customer.
What is the phone number of Canara Bank Panipat Model Town branch?
You can reach the branch at 18001030 during regular banking hours.
Does Canara Bank Panipat Model Town branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 18001030 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Panipat Model Town branch but serve different purposes.
Where is Canara Bank Panipat Model Town branch located?
Canara Bank's Panipat Model Town branch is located at 332 R MODEL TOWN PANIPAT DIST HARYANA 132103, Panipat Model Town, Haryana.
Summary
The IFSC code CNRB0008389 belongs to Canara Bank's PANIPAT MODEL TOWN branch, located at 332 R MODEL TOWN PANIPAT DIST HARYANA 132103 in PANIPAT MODEL TOWN, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
