If you are searching for the IFSC code of Canara Bank, PANCHAKULA SEC FOUR branch in PANCHKULA, HARYANA, this page has every detail you need. The verified IFSC code for this branch is CNRB0005091. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PANCHAKULA SEC FOUR branch, and detailed step-by-step guides for using the IFSC CNRB0005091 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – PANCHAKULA SEC FOUR is CNRB0005091. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005091 map to this branch in PANCHKULA, HARYANA.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Panchakula Sec Four branch in Panchkula. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0005091.
About the Panchakula Sec Four branch
The Panchakula Sec Four branch of Canara Bank is situated at SCO-82 SECTOR-4 PANCHKULA HARYANA-134108. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0005091 is used.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Panchakula Sec Four |
| IFSC Code | CNRB0005091 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO-82 SECTOR-4 PANCHKULA HARYANA-134108 |
| City | Panchkula |
| District | Panchkula |
| State | Haryana |
| STD Code | 91 |
| Phone | 1234567890 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's PANCHAKULA SEC FOUR branch came to be assigned the code CNRB0005091.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0005091, money simply cannot be routed to the PANCHAKULA SEC FOUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Panchakula Sec Four branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0005091 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0005091
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005091 across all three.
NEFT to Canara Bank, PANCHAKULA SEC FOUR using IFSC CNRB0005091
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0005091, and confirm that the system picks up Canara Bank – PANCHAKULA SEC FOUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PANCHAKULA SEC FOUR
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's PANCHAKULA SEC FOUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0005091 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank PANCHAKULA SEC FOUR (IFSC CNRB0005091)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0005091 in your mobile or internet banking app, and the money is credited to the PANCHAKULA SEC FOUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0005091 for Canara Bank – PANCHAKULA SEC FOUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0005091 | Yes – CNRB0005091 | Yes – CNRB0005091 |
For most retail customers crediting the Panchakula Sec Four branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0005091
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – PANCHAKULA SEC FOUR is still mapped to IFSC CNRB0005091. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0005091 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Panchakula Sec Four branch is mapped to IFSC CNRB0005091 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005091.
Banking services available
The Panchakula Sec Four branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-1234567890.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0005091
Online banking and IFSC CNRB0005091
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the PANCHAKULA SEC FOUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0005091 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Panchakula Sec Four branch sits at SCO-82 SECTOR-4 PANCHKULA HARYANA-134108. If you are travelling from outside Panchkula, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0005091 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – PANCHAKULA SEC FOUR:
- The IFSC is exactly CNRB0005091 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and PANCHAKULA SEC FOUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Panchakula Sec Four are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0005091 continue to work without interruption.
Verifying IFSC CNRB0005091 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0005091 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankPanchakula Sec Four Branch
SCO-82 SECTOR-4 PANCHKULA HARYANA-134108
Panchkula, Haryana
Phone: 91-1234567890
IFSC: CNRB0005091
Frequently asked questions
Can I use IFSC CNRB0005091 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0005091 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Panchakula Sec Four branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0005091 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Panchakula Sec Four reflect within 30 minutes.
Is IFSC CNRB0005091 valid for NEFT and RTGS?
Yes. IFSC CNRB0005091 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank Panchakula Sec Four branch located?
Canara Bank's Panchakula Sec Four branch is located at SCO-82 SECTOR-4 PANCHKULA HARYANA-134108, Panchkula, Haryana.
How do I add Canara Bank Panchakula Sec Four as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005091, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0005091 belongs to Canara Bank's PANCHAKULA SEC FOUR branch, located at SCO-82 SECTOR-4 PANCHKULA HARYANA-134108 in PANCHKULA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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