IFSC Code of Canara Bank, Palakkad Sultanpet Main Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, PALAKKAD SULTANPET MAIN branch in PALAKKAD. The 11-digit IFSC CNRB0000812 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the PALAKKAD SULTANPET MAIN location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – PALAKKAD SULTANPET MAIN is CNRB0000812. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000812 map to this branch in PALAKKAD, KERALA.

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Palakkad Sultanpet Main branch — IFSC CNRB0000812 — extends the bank's services to customers in and around Palakkad, Kerala.

Branch details at a glance

Palakkad Sultanpet Main branch overview

Located at PB 7.XII/785,A.P.VASU MENON MEM MUNICIPAL SHOPPING CENTRE PALGHAT 678 001, the Palakkad Sultanpet Main branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0000812 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's PALAKKAD SULTANPET MAIN branch came to be assigned the code CNRB0000812.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0000812, money simply cannot be routed to the PALAKKAD SULTANPET MAIN branch electronically.

Products and account variants supported

Every account opened at the Palakkad Sultanpet Main branch is mapped to IFSC CNRB0000812 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0000812.

Products and services

Customers walking into the Palakkad Sultanpet Main branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0000812

How to transfer money using IFSC CNRB0000812

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0000812 across all three.

NEFT to Canara Bank, PALAKKAD SULTANPET MAIN using IFSC CNRB0000812

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0000812, and confirm that the system picks up Canara Bank – PALAKKAD SULTANPET MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PALAKKAD SULTANPET MAIN

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's PALAKKAD SULTANPET MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0000812 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank PALAKKAD SULTANPET MAIN (IFSC CNRB0000812)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0000812 in your mobile or internet banking app, and the money is credited to the PALAKKAD SULTANPET MAIN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Palakkad Sultanpet Main

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0000812:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALAKKAD SULTANPET MAIN is still linked to IFSC CNRB0000812.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CNRB0000812

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – PALAKKAD SULTANPET MAIN is still mapped to IFSC CNRB0000812. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0000812 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Palakkad Sultanpet Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0000812 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0000812 and the account number together uniquely identify the Palakkad Sultanpet Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC CNRB0000812

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – PALAKKAD SULTANPET MAIN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CNRB0000812.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Palakkad Sultanpet Main branch

The branch is located at PB 7.XII/785,A.P.VASU MENON MEM MUNICIPAL SHOPPING CENTRE PALGHAT 678 001, which puts it inside Palakkad, the broader Palakkad district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Palakkad Sultanpet Main branch” — the verified location pin for IFSC CNRB0000812 should appear at the top of the results.
2. Confirm the branch is open by calling 491-2545668 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0000812 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0000812 for Canara Bank – PALAKKAD SULTANPET MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Palakkad Sultanpet Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0000812 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0000812 belongs to Canara Bank's PALAKKAD SULTANPET MAIN branch, located at PB 7.XII/785,A.P.VASU MENON MEM MUNICIPAL SHOPPING CENTRE PALGHAT 678 001 in PALAKKAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.