IFSC Code of Canara Bank, Iit Palakkad Branch Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, IIT PALAKKAD BRANCH branch in PALAKKAD. The 11-digit IFSC CNRB0006174 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the IIT PALAKKAD BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – IIT PALAKKAD BRANCH is CNRB0006174. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006174 map to this branch in PALAKKAD, KERALA.

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Iit Palakkad Branch branch — IFSC CNRB0006174 — extends the bank's services to customers in and around Palakkad, Kerala.

Branch details at a glance

About the Iit Palakkad Branch branch

The Iit Palakkad Branch branch of Canara Bank is situated at CANARA BANK IIT PALAKKAD CAMPUS AHALIA HEALTH HERITAGE AND KNOWLEDGE VILL KOZHIPPARA PUDUSSERY PALAKKAD KERALA 678557. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0006174 is used.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including IIT PALAKKAD BRANCH of Canara Bank — its own 11-character IFSC. The code CNRB0006174 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0006174 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Iit Palakkad Branch branch is mapped to IFSC CNRB0006174 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CNRB0006174.

Banking services available

The Iit Palakkad Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9760229155.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0006174

How to transfer money using IFSC CNRB0006174

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006174 across all three.

NEFT to Canara Bank, IIT PALAKKAD BRANCH using IFSC CNRB0006174

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0006174, and confirm that the system picks up Canara Bank – IIT PALAKKAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to IIT PALAKKAD BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's IIT PALAKKAD BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0006174 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank IIT PALAKKAD BRANCH (IFSC CNRB0006174)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0006174 in your mobile or internet banking app, and the money is credited to the IIT PALAKKAD BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Iit Palakkad Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0006174:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at IIT PALAKKAD BRANCH is still linked to IFSC CNRB0006174.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CNRB0006174

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – IIT PALAKKAD BRANCH is still mapped to IFSC CNRB0006174. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0006174 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CNRB0006174

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the IIT PALAKKAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0006174 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0006174 and the account number together uniquely identify the Iit Palakkad Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – IIT PALAKKAD BRANCH:

• The IFSC is exactly CNRB0006174 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and IIT PALAKKAD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Iit Palakkad Branch branch

The branch is located at CANARA BANK IIT PALAKKAD CAMPUS AHALIA HEALTH HERITAGE AND KNOWLEDGE VILL KOZHIPPARA PUDUSSERY PALAKKAD KERALA 678557, which puts it inside Palakkad, the broader Palakkad district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Iit Palakkad Branch branch” — the verified location pin for IFSC CNRB0006174 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9760229155 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0006174 and your account number.

Verifying IFSC CNRB0006174 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0006174 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9760229155.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Iit Palakkad Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0006174, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0006174 belongs to Canara Bank's IIT PALAKKAD BRANCH branch, located at CANARA BANK IIT PALAKKAD CAMPUS AHALIA HEALTH HERITAGE AND KNOWLEDGE VILL… in PALAKKAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.