Use this page as a one-stop reference for everything related to Canara Bank's PADUMA branch in PADUMA, JHARKHAND. The branch's IFSC code CNRB0007357 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – PADUMA is CNRB0007357. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007357 map to this branch in PADUMA, JHARKHAND.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Paduma |
| IFSC Code | CNRB0007357 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PADUMA VILLAGE PO PALAMU DIST JHARKHAND 822113 |
| City | Paduma |
| District | Palamu |
| State | Jharkhand |
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Paduma branch — IFSC CNRB0007357 — extends the bank's services to customers in and around Paduma, Jharkhand.
Paduma branch overview
Located at PADUMA VILLAGE PO PALAMU DIST JHARKHAND 822113, the Paduma branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0007357 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's PADUMA branch came to be assigned the code CNRB0007357.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0007357, money simply cannot be routed to the PADUMA branch electronically.
How to transfer money using IFSC CNRB0007357
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0007357 across all three.
NEFT to Canara Bank, PADUMA using IFSC CNRB0007357
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0007357, and confirm that the system picks up Canara Bank – PADUMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PADUMA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's PADUMA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0007357 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank PADUMA (IFSC CNRB0007357)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0007357 in your mobile or internet banking app, and the money is credited to the PADUMA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0007357 for Canara Bank – PADUMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0007357 | Yes – CNRB0007357 | Yes – CNRB0007357 |
For most retail customers crediting the Paduma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0007357
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – PADUMA is still mapped to IFSC CNRB0007357. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0007357 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Paduma branch is mapped to IFSC CNRB0007357 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0007357.
Banking services available
The Paduma branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0007357
MICR & cheque-truncation details
Cheques drawn on the Paduma branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0007357 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Paduma branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0007357 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0007357
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – PADUMA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0007357. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Paduma branch
The branch is located at PADUMA VILLAGE PO PALAMU DIST JHARKHAND 822113, which puts it inside Paduma, the broader Palamu district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Paduma branch” — the verified location pin for IFSC CNRB0007357 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0007357 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0007357 for Canara Bank – PADUMA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Paduma are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0007357 continue to work without interruption.
Branch address & contact
Canara BankPaduma Branch
PADUMA VILLAGE PO PALAMU DIST JHARKHAND 822113
Paduma, Jharkhand
Phone: the branch contact number
IFSC: CNRB0007357
Frequently asked questions
Where is Canara Bank Paduma branch located?
Canara Bank's Paduma branch is located at PADUMA VILLAGE PO PALAMU DIST JHARKHAND 822113, Paduma, Jharkhand.
How quickly will an NEFT transfer using CNRB0007357 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Paduma reflect within 30 minutes.
How do I add Canara Bank Paduma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0007357, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0007357 the same for all accounts at Paduma branch?
Yes. The IFSC CNRB0007357 is shared by every account held at Canara Bank's Paduma branch. Only the account number changes from customer to customer.
Is IFSC CNRB0007357 valid for NEFT and RTGS?
Yes. IFSC CNRB0007357 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CNRB0007357 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0007357 to send funds instantly.
What is the IFSC code of Canara Bank Paduma branch?
The IFSC code of Canara Bank, Paduma branch is CNRB0007357. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0007357 belongs to Canara Bank's PADUMA branch, located at PADUMA VILLAGE PO PALAMU DIST JHARKHAND 822113 in PADUMA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
