Use this page as a one-stop reference for everything related to Canara Bank's OSTAPUR branch in NISCHINTAKOILI, ODISHA. The branch's IFSC code CNRB0004967 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0004967 is the IFSC of Canara Bank's OSTAPUR branch. The format is fixed: CNRB = bank code, 0 = reserved, 004967 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ostapur branch in Nischintakoili, Odisha is part of this network and uses the IFSC code CNRB0004967 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Ostapur |
| IFSC Code | CNRB0004967 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT/PO- OSTAPUR VIA NISCHINTAKOILI DIST CUTTACK PIN 754207 |
| City | Nischintakoili |
| District | Cuttack |
| State | Odisha |
About this branch
The branch is located at AT/PO- OSTAPUR VIA NISCHINTAKOILI DIST CUTTACK PIN 754207. It serves the Nischintakoili region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0004967 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OSTAPUR of Canara Bank — its own 11-character IFSC. The code CNRB0004967 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004967 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Ostapur branch
Once you have an account at Canara Bank – OSTAPUR, the IFSC CNRB0004967 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ostapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004967
How to transfer money using IFSC CNRB0004967
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004967 across all three.
NEFT to Canara Bank, OSTAPUR using IFSC CNRB0004967
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004967, and confirm that the system picks up Canara Bank – OSTAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0004967
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – OSTAPUR, ensure your bank's portal accepts IFSC CNRB0004967 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank OSTAPUR (IFSC CNRB0004967)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004967 in your mobile or internet banking app, and the money is credited to the OSTAPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ostapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0004967:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OSTAPUR is still linked to IFSC CNRB0004967.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0004967
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – OSTAPUR is still mapped to IFSC CNRB0004967. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004967 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0004967
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the OSTAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004967 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004967 and the account number together uniquely identify the Ostapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – OSTAPUR:
- The IFSC is exactly CNRB0004967 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and OSTAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ostapur branch sits at AT/PO- OSTAPUR VIA NISCHINTAKOILI DIST CUTTACK PIN 754207. If you are travelling from outside Nischintakoili, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004967 and your account number.
Verifying IFSC CNRB0004967 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004967 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ostapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004967, however, work 24x7.
Branch address & contact
Canara BankOstapur Branch
AT/PO- OSTAPUR VIA NISCHINTAKOILI DIST CUTTACK PIN 754207
Nischintakoili, Odisha
Phone: the branch contact number
IFSC: CNRB0004967
Frequently asked questions
How quickly will an NEFT transfer using CNRB0004967 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Ostapur reflect within 30 minutes.
How do I add Canara Bank Ostapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004967, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ostapur branch but serve different purposes.
What is the IFSC code of Canara Bank Ostapur branch?
The IFSC code of Canara Bank, Ostapur branch is CNRB0004967. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Ostapur branch located?
Canara Bank's Ostapur branch is located at AT/PO- OSTAPUR VIA NISCHINTAKOILI DIST CUTTACK PIN 754207, Nischintakoili, Odisha.
What is the phone number of Canara Bank Ostapur branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code CNRB0004967 belongs to Canara Bank's OSTAPUR branch, located at AT/PO- OSTAPUR VIA NISCHINTAKOILI DIST CUTTACK PIN 754207 in NISCHINTAKOILI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
